{"id":10051,"date":"2026-07-24T13:04:45","date_gmt":"2026-07-24T07:34:45","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=10051"},"modified":"2026-07-24T13:04:47","modified_gmt":"2026-07-24T07:34:47","slug":"how-to-earn-fatakcoins-complete-activity-guide","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/","title":{"rendered":"How to Earn Fatak Coins: Complete Activity Guide\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Loyalty deserves to be rewarded. Every time you use&nbsp;FatakPay, whether you take a loan, invest in Digital Gold, or refer a friend, you can earn&nbsp;FatakCoins&nbsp;that convert into real savings across the platform. If you have been using&nbsp;FatakPay&nbsp;but have not yet started using&nbsp;FatakCoins, this guide explains everything you need to know.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/#What_Are_FatakCoins\" >What Are&nbsp;FatakCoins?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/#How_to_Earn_FatakCoins\" >How to Earn&nbsp;FatakCoins&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/#How_to_Redeem_Your_FatakCoins\" >How to Redeem Your&nbsp;FatakCoins&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/#Referral_Program_%E2%80%93_Earn_by_Inviting_Friends\" >Referral Program &#8211; Earn by Inviting Friends&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/#FatakCoins_Expiry_%E2%80%93_What_You_Need_to_Know\" >FatakCoins&nbsp;Expiry &#8211; What You Need to Know&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/refer-and-earn\/how-to-earn-fatakcoins-complete-activity-guide\/#Start_Earning_Today\" >Start Earning Today&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_FatakCoins\"><\/span><strong>What Are&nbsp;FatakCoins?<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FatakCoins&nbsp;are reward points issued by&nbsp;FatakPay&nbsp;under referral programs, campaigns, and promotional activities. They are designed to reward users for their own qualifying actions on the platform, as well as for&nbsp;referring to&nbsp;new users&nbsp;who go on to complete qualifying actions of their own.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The value is simple: 10&nbsp;FatakCoins&nbsp;= \u20b91, which means 100&nbsp;FatakCoins&nbsp;= \u20b910 in savings. While the&nbsp;FatakCoin-to-rupee conversion ratio may be updated by&nbsp;FatakPay&nbsp;from time to time, the principle&nbsp;remains&nbsp;the same. The more you engage with the platform, the more you save.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Earn_FatakCoins\"><\/span><strong>How to Earn&nbsp;FatakCoins<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FatakCoins\u00a0are earned through two main ways: your own qualifying actions on the platform and through the referral program when someone you refer completes a qualifying action.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Eligible products through which&nbsp;FatakCoins&nbsp;can be earned currently include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Loan<\/strong>\u00a0&#8211; Taking an Instant Loan or Personal Loan through the\u00a0<strong><a href=\"https:\/\/link.ftkp.in\/2uSI\/dkasgvnf\" target=\"_blank\" rel=\"noopener\">FatakPay\u00a0app<\/a><\/strong><a href=\"https:\/\/link.ftkp.in\/2uSI\/dkasgvnf\" data-type=\"link\" data-id=\"https:\/\/link.ftkp.in\/2uSI\/dkasgvnf\" target=\"_blank\" rel=\"noopener\"><strong>\u00a0<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insurance<\/strong>\u00a0&#8211;\u00a0Purchasing\u00a0an insurance plan such as Kavach through the platform\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Digital Gold<\/strong>\u00a0&#8211; Investing in Digital Gold through the\u00a0FatakPay\u00a0app\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Credit Builder Program (FatakUdaan)<\/strong>\u00a0&#8211; Enrolling in and completing the\u00a0FatakUdaan\u00a0<strong><a href=\"https:\/\/www.fatakpay.com\/fatakudaan-credit-builder\">credit-building\u00a0programme<\/a>\u00a0<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">FatakCoins&nbsp;are issued only for the primary product&nbsp;purchased&nbsp;or activated. If a purchase includes any bundled or embedded&nbsp;additional&nbsp;products, those are not eligible for separate or incremental&nbsp;FatakCoins. For example, if a loan is taken with an embedded add-on product,&nbsp;FatakCoins&nbsp;will be awarded only for the loan itself.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Redeem_Your_FatakCoins\"><\/span><strong>How to Redeem Your&nbsp;FatakCoins<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FatakCoins&nbsp;can only be redeemed inside the&nbsp;FatakPay&nbsp;app for eligible products or transactions where coin usage is enabled. Current redemption offers include:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to\u00a0\u20b9250 off\u00a0on your Smart or Protect+ Plan membership\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Up to\u00a0\u20b9200 off\u00a0on\u00a0FatakUdaan\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Redemption may be subject to per-transaction limits, product-wise caps, or usage restrictions depending on the offer.&nbsp;FatakCoins&nbsp;are non-transferable and cannot be moved to another user&#8217;s account, refunded, or exchanged for cash unless explicitly enabled by&nbsp;FatakPay.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Referral_Program_%E2%80%93_Earn_by_Inviting_Friends\"><\/span><strong>Referral Program &#8211; Earn by Inviting Friends<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">One of the easiest ways to earn&nbsp;FatakCoins&nbsp;is through the referral program. When you refer someone to&nbsp;FatakPay&nbsp;and they complete a qualifying action, such as taking a loan, buying insurance, investing in Digital Gold, or enrolling in&nbsp;FatakUdaan, you receive&nbsp;FatakCoins&nbsp;as a referral reward.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to note that if the qualifying transaction is later cancelled or reversed, or if any fraud or misuse is detected,&nbsp;FatakPay&nbsp;reserves the right to reverse or adjust the&nbsp;FatakCoins&nbsp;credited to your account.&nbsp;FatakPay&nbsp;facilitates the referral program and is not liable for any indirect losses resulting from participation.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FatakCoins_Expiry_%E2%80%93_What_You_Need_to_Know\"><\/span><strong>FatakCoins&nbsp;Expiry &#8211; What You Need to Know<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FatakCoins&nbsp;do not last forever, so it is important to use them before they expire. Here is how the expiry works:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Unclaimed\u00a0FatakCoins\u00a0may expire after\u00a0<strong>6 months<\/strong>, where applicable\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All\u00a0FatakCoins\u00a0automatically expire\u00a0<strong>12 months from the date of credit<\/strong>\u00a0unless otherwise specified\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Expired coins cannot be reinstated or restored under any circumstances\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">FatakPay&nbsp;reserves the right to&nbsp;modify&nbsp;coin values, redemption options, expiry periods, and usage rules at any time. Users are also solely responsible for any tax liability that may arise from referral rewards or&nbsp;FatakCoins&nbsp;in accordance with&nbsp;applicable laws.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Start_Earning_Today\"><\/span><strong>Start Earning Today<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FatakCoins&nbsp;are&nbsp;FatakPay&#8217;s&nbsp;way of making every financial action you take more rewarding. Whether you are borrowing, investing, protecting your family, or building your credit score, there is a way to earn coins and turn your activity into real savings.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loyalty deserves to be rewarded. Every time you use&nbsp;FatakPay, whether you take a loan, invest in Digital Gold, or refer a friend, you can earn&nbsp;FatakCoins&nbsp;that convert into real savings across the platform. If you have been using&nbsp;FatakPay&nbsp;but have not yet started using&nbsp;FatakCoins, this guide explains everything you need to know.&nbsp; What Are&nbsp;FatakCoins?&nbsp; FatakCoins&nbsp;are reward points<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[668],"tags":[],"class_list":["post-10051","post","type-post","status-publish","format-standard","category-refer-and-earn"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/10051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=10051"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/10051\/revisions"}],"predecessor-version":[{"id":10052,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/10051\/revisions\/10052"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=10051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=10051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=10051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}