| Permanent Partial Disability <\/td> | Up to 50%, percentage based <\/td> | Loss of hearing, fingers, thumb, or toes, assessed by severity <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<\/span>Notable Exclusions<\/strong> <\/span><\/h3>\n\n\n\n\n- Preexisting\u00a0diseases, treatment by unqualified practitioners, or\u00a0self-medication\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Injuries from professional sports, hazardous activities, or unauthorized flying\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Self-inflicted\u00a0injury, suicide, or impairment due to alcohol or drug abuse\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- War, nuclear, chemical, or biological contamination\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Cosmetic or plastic surgery, unless\u00a0required\u00a0due to injury, cancer, or burns\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Treatment taken outside India\u00a0<\/li>\n<\/ul>\n\n\n\n
<\/span>How Claims Work<\/strong> <\/span><\/h3>\n\n\n\n\n- Notify the insurer within\u00a030 days\u00a0via WhatsApp at 8860402452 or the CHIL Genie App, to receive a Claim Reference ID\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- Share policyholder details, hospital information, and preliminary diagnosis at the time of intimation\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- Submit standard documents including the claim form, photo ID, discharge summary, original bills, and investigation reports\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- For personal accident claims,\u00a0additional\u00a0documents such as an accident report or death certificate must be\u00a0submitted\u00a0within\u00a030 days\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- The insurer reviews and settles the claim once all documents are received; physical documents go to CARE Health Insurance Company Limited, Gurugram\u00a0<\/li>\n<\/ol>\n\n\n\n
<\/span>FatakSecure Cancer Protect<\/strong> <\/span><\/h2>\n\n\n\nAlongside Wellness and Kavach, FatakSecure also offers a dedicated cancer cover called Cancer Protect. This plan is built specifically around the financial shock that follows a cancer diagnosis rather than routine hospitalization, and it is meant to sit alongside an existing health policy rather than replace it. <\/p>\n\n\n\n <\/span>Overview and Premium<\/strong> <\/span><\/h3>\n\n\n\n\n- Insurance Cover Term: 1 year\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Sum Insured: \u20b95\u00a0Lakh\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Premium: \u20b9799 per year, exclusive of GST\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Coverage valid only for incidents occurring within India\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Eligibility: individuals aged 18 to 60\u00a0years who are members of the insured group\u00a0<\/li>\n<\/ul>\n\n\n\n
<\/span>What the Plan Covers<\/strong> <\/span><\/h3>\n\n\n\n\n- A lump sum payout at diagnosis, meant to relieve immediate financial pressure so the focus can stay on treatment\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Coverage across a wide range of cancer types, including breast, cervical, oral, and lung cancer, though minor skin cancers are typically excluded\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Positioned as a supplemental layer on top of regular health insurance, adding protection specifically for cancer related costs\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Support intended to offset both direct treatment expenses and indirect costs such as loss of income during prolonged care\u00a0<\/li>\n<\/ul>\n\n\n\n
FatakSecure has generally positioned its products toward affordability for gig workers, blue collar employees, and lower to middle income individuals, and Cancer Protect follows the same approach. <\/p>\n\n\n\n <\/span>How to Buy It<\/strong> <\/span><\/h3>\n\n\n\n\n- Open the\u00a0FatakSecure\u00a0or\u00a0FatakPay\u00a0app and select the cancer insurance\u00a0option\u00a0<\/li>\n<\/ul>\n\n\n\n
\n- Choose a sum insured based on budget and family medical history, with \u20b910 to \u20b915 Lakh commonly recommended\u00a0<\/li>\n<\/ul>\n\n\n\n
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