{"id":10205,"date":"2026-07-03T16:31:41","date_gmt":"2026-07-03T11:01:41","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=10205"},"modified":"2026-07-03T17:16:30","modified_gmt":"2026-07-03T11:46:30","slug":"personal-loan-vs-business-loan","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/","title":{"rendered":"Personal Loan vs Business Loan:\u00a0What&#8217;s\u00a0the Difference?\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Choosing the right loan depends on why you need funds and how you plan to use them, as well as your financial situation and long-term goals. While both personal and business loans provide access to credit, they differ significantly in terms of eligibility requirements, intended purpose, repayment structure, documentation, and approval criteria. Personal loans are typically easier to obtain and are based on an individual&#8217;s income and credit profile,&nbsp;whereas&nbsp;business loans require a deeper evaluation of business performance, cash flow, and growth potential. Understanding personal loan and&nbsp;business loan helps borrowers make informed financial decisions, avoid unnecessary financial strain, and select the loan&nbsp;option&nbsp;that best aligns with their specific needs and repayment capacity.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#What_Is_a_Personal_Loan\" >What Is a Personal Loan?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#What_Is_a_Business_Loan\" >What Is a Business Loan?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Personal_Loan_vs_Business_Loan_%E2%80%93_Comparison_Table\" >Personal Loan vs Business Loan&nbsp;&#8211; Comparison Table&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Does_a_Business_Loan_Affect_Your_Personal_Credit_Score\" >Does a Business Loan Affect Your Personal Credit Score?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Which_Should_You_Choose\" >Which Should You Choose?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#FAQs_on_Personal_Loan_vs_Business_Loan\" >FAQs on&nbsp;Personal Loan vs Business Loan&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#What_is_the_main_difference_between_a_personal_loan_and_a_business_loan\" >What is the main difference between a personal loan and a business loan?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Does_a_business_loan_affect_my_personal_credit_score\" >Does a business loan affect my personal credit score?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Can_I_use_a_personal_loan_to_fund_my_business\" >Can I use a personal loan to fund my business?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Is_a_business_loan_always_secured\" >Is a business loan always secured?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Which_loan_is_faster_to_get_personal_loan_or_business_loan\" >Which loan is faster to get: personal loan or business loan?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/#Do_sole_proprietors_need_a_separate_business_loan\" >Do sole proprietors need a separate business loan?&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_Personal_Loan\"><\/span>What Is a Personal Loan?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A\u00a0personal loan\u00a0is an unsecured loan offered to individuals to meet a wide range of personal financial needs such as medical emergencies, weddings, education, travel, home renovation, or debt consolidation. Unlike secured loans, it does not require the borrower to pledge any asset as collateral, making it a convenient option for those who may not have valuable assets to offer. The approval process is primarily based on factors such as the applicant&#8217;s income level,\u00a0<a href=\"https:\/\/www.fatakpay.com\/check-cibil-score\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>credit score<\/strong><\/a>, employment stability, and past repayment history, which help lenders assess the borrower\u2019s ability to repay the loan. Personal loans are typically disbursed quickly and come with fixed repayment tenures and equated monthly\u00a0installments\u00a0(EMIs), allowing borrowers to plan their finances more effectively. However, because these loans are unsecured and carry higher risk for lenders, they often come with\u00a0relatively higher\u00a0interest rates compared to secured loans.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_Business_Loan\"><\/span>What Is a Business Loan?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;business loan&nbsp;is financing provided to entrepreneurs, self-employed professionals, startups, or companies to meet business-related requirements such as expansion, working capital,&nbsp;purchasing&nbsp;machinery, inventory management, or upgrading infrastructure. Lenders evaluate the business&#8217;s financial statements, cash flow, profitability, business credit profile, and future growth prospects before approving the loan. Depending on the loan amount and lender, business loans may be secured or unsecured.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Personal_Loan_vs_Business_Loan_%E2%80%93_Comparison_Table\"><\/span>Personal Loan vs Business Loan&nbsp;&#8211; Comparison Table&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Feature<\/strong>&nbsp;<\/td><td><strong>Personal Loan<\/strong>&nbsp;<\/td><td><strong>Business Loan<\/strong>&nbsp;<\/td><\/tr><tr><td><strong>Borrower<\/strong>&nbsp;<\/td><td>Individual&nbsp;<\/td><td>Business entity or entrepreneur&nbsp;<\/td><\/tr><tr><td><strong>Approval Based On<\/strong>&nbsp;<\/td><td>Personal income, credit score, repayment history&nbsp;<\/td><td>Business financials, cash flow, business credit score, business plan&nbsp;<\/td><\/tr><tr><td><strong>Purpose<\/strong>&nbsp;<\/td><td>Medical expenses, travel, weddings, education, home renovation, or other personal needs&nbsp;<\/td><td>Business expansion, working capital, machinery, inventory, equipment purchase&nbsp;<\/td><\/tr><tr><td><strong>Collateral<\/strong>&nbsp;<\/td><td>Usually unsecured&nbsp;<\/td><td>May be secured or unsecured depending on loan type and amount&nbsp;<\/td><\/tr><tr><td><strong>Repayment<\/strong>&nbsp;<\/td><td>Fixed EMIs from personal income&nbsp;<\/td><td>Often structured around business cash flow and revenue cycles&nbsp;<\/td><\/tr><tr><td><strong>Credit Impact<\/strong>&nbsp;<\/td><td>Affects personal credit score&nbsp;<\/td><td>Primarily affects business credit score; may also affect personal credit if a personal guarantee is provided&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The primary&nbsp;difference between personal and business loan&nbsp;lies in their purpose and evaluation criteria. While a personal loan focuses on an individual&#8217;s repayment capacity, a business loan assesses the financial strength and performance of the business. Understanding this<strong>&nbsp;<\/strong>difference<strong>&nbsp;<\/strong>helps borrowers choose the right financing&nbsp;option&nbsp;for their specific requirements.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_a_Business_Loan_Affect_Your_Personal_Credit_Score\"><\/span>Does a Business Loan Affect Your Personal Credit Score?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Generally, no.\u00a0A business loan primarily affects the business&#8217;s credit profile because the business is the borrower. However, there are important exceptions. If you\u00a0operate\u00a0as a\u00a0sole proprietor, or if you provide a personal guarantee for the business loan, lenders may also consider your personal credit history. In such cases, missed repayments or defaults can negatively affect your personal credit score as well. This is why many entrepreneurs should understand the relationship between personal loan and business loan responsibilities before borrowing.\u00a0<a href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/business-credit-score-vs-personal-credit-score\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Business credit score vs personal credit score<\/strong><\/a>\u00a0is important, especially for sole proprietors and borrowers providing personal guarantees, as both profiles may influence future borrowing opportunities.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_Should_You_Choose\"><\/span>Which Should You Choose?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose a Personal Loan if you need funds quickly for personal expenses or your business is too new to qualify for a business loan. Many self-employed individuals also\u00a0<strong><a href=\"https:\/\/www.fatakpay.com\/personal-loan\">apply for a personal loan<\/a><\/strong>\u00a0for business needs\u00a0when they\u00a0require\u00a0smaller amounts with faster approval and simpler documentation.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A personal loan may also be suitable if the funding requirement is\u00a0relatively small\u00a0and you want a simple application process.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Choose a business loan if you\u00a0require\u00a0funds specifically for business expansion,\u00a0purchasing\u00a0equipment, inventory, or managing working capital.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00a0Business loans are\u00a0generally better\u00a0for larger financing requirements and help keep personal and business finances separate.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00a0When comparing\u00a0personal vs business loan, consider the purpose of the borrowing, repayment capacity, documentation requirements, and long-term financial goals.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Evaluating the\u00a0difference between business and personal loan\u00a0enables you to choose the most cost-effective financing\u00a0option.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Both personal and business loans serve valuable but distinct purposes. A personal loan offers flexibility for individual financial needs, while a business loan is specifically designed to support commercial growth and operations. Before deciding between&nbsp;personal loan and&nbsp;business loan, compare eligibility requirements, repayment terms, interest rates, and the intended use of funds. Choosing the&nbsp;appropriate loan&nbsp;not only improves&nbsp;financial management&nbsp;but also supports long-term financial stability.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Personal_Loan_vs_Business_Loan\"><\/span>FAQs on&nbsp;Personal Loan vs Business Loan&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_main_difference_between_a_personal_loan_and_a_business_loan\"><\/span>What is the main difference between a personal loan and a business loan?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A personal loan is intended for individual financial needs and is approved based on personal income and creditworthiness. A business loan is meant for commercial purposes and is evaluated using business financial performance and cash flow.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_a_business_loan_affect_my_personal_credit_score\"><\/span>Does a business loan affect my personal credit score?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Usually, no. However, if you provide a personal guarantee or&nbsp;operate&nbsp;as a sole proprietor, the business loan may also affect your personal credit score.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_use_a_personal_loan_to_fund_my_business\"><\/span>Can I use a personal loan to fund my business?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Since personal loans have no end-use restrictions, borrowers can use them for business purposes. However, dedicated business loans are&nbsp;generally better&nbsp;suited for larger commercial financing needs.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_a_business_loan_always_secured\"><\/span>Is a business loan always secured?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. Business loans can be either secured or unsecured depending on the lender, loan amount, business profile, and type of financing.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_loan_is_faster_to_get_personal_loan_or_business_loan\"><\/span>Which loan is faster to get: personal loan or business loan?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Personal loans are&nbsp;generally approved&nbsp;and disbursed faster because they involve fewer documents and simpler underwriting compared to business loans.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_sole_proprietors_need_a_separate_business_loan\"><\/span>Do sole proprietors need a separate business loan?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Not necessarily. Sole proprietors may choose either a personal loan or a business loan depending on the amount required, business eligibility, and lender requirements.&nbsp;<\/p>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\/\", \n  \"@type\": \"BreadcrumbList\", \n  \"itemListElement\": [{ \n    \"@type\": \"ListItem\", \n    \"position\": 1, \n    \"name\": \"Home\", \n    \"item\": \"https:\/\/www.fatakpay.com\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 2, \n    \"name\": \"Blog\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 3, \n    \"name\": \"Personal Loan\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 4, \n    \"name\": \"Personal Loan vs Business Loan\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/\" \n  }] \n} \n<\/script> \n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"BlogPosting\", \n  \"mainEntityOfPage\": { \n    \"@type\": \"WebPage\", \n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/personal-loan-vs-business-loan\/\" \n  }, \n  \"headline\": \"Personal Loan vs Business Loan: Which Is Right for You?\", \n  \"description\": \"Compare personal loan vs business loan across eligibility, collateral, interest rates, and tenure, and find the right financing option for your goals.\", \n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\", \n  \"author\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"url\": \"https:\/\/www.fatakpay.com\" \n  }, \n  \"publisher\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"logo\": { \n      \"@type\": \"ImageObject\", \n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\" \n    } \n  }, \n  \"datePublished\": \"2026-07-03\", \n  \"dateModified\": \"2026-07-03\" \n} \n<\/script> \n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"FAQPage\", \n  \"mainEntity\": [{ \n    \"@type\": \"Question\", \n    \"name\": \"What is the main difference between a personal loan and a business loan?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"A personal loan is intended for individual financial needs and is approved based on personal income and creditworthiness. A business loan is meant for commercial purposes and is evaluated using business financial performance and cash flow.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Does a business loan affect my personal credit score?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Usually, no. However, if you provide a personal guarantee or operate as a sole proprietor, the business loan may also affect your personal credit score.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Can I use a personal loan to fund my business?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Yes. Since personal loans have no end-use restrictions, borrowers can use them for business purposes. However, dedicated business loans are generally better suited for larger commercial financing needs.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Is a business loan always secured?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"No. Business loans can be either secured or unsecured depending on the lender, loan amount, business profile, and type of financing.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Which loan is faster to get: personal loan or business loan?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Personal loans are generally approved and disbursed faster because they involve fewer documents and simpler underwriting compared to business loans.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Do sole proprietors need a separate business loan?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Not necessarily. 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Personal loans are<\/p>\n","protected":false},"author":1,"featured_media":10216,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[180],"tags":[],"class_list":["post-10205","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-loan"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/10205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=10205"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/10205\/revisions"}],"predecessor-version":[{"id":10206,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/10205\/revisions\/10206"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media\/10216"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=10205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=10205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=10205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}