{"id":11973,"date":"2026-08-06T12:31:58","date_gmt":"2026-08-06T07:01:58","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=11973"},"modified":"2026-08-06T12:57:43","modified_gmt":"2026-08-06T07:27:43","slug":"loan-settlement-vs-loan-closure","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/","title":{"rendered":"Loan Settlement vs Loan Closure: Key Differences Explained\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The words sound similar, but they lead to&nbsp;very different&nbsp;outcomes on your credit report. Knowing the difference between loan settlement and loan closure before you&nbsp;make a decision&nbsp;can save you years of restricted access to fresh credit.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While a loan closure reflects that you have repaid the entire outstanding amount, a loan settlement&nbsp;indicates&nbsp;that the lender accepted a reduced payment due to financial hardship. Understanding how each&nbsp;option&nbsp;affects your credit score, future loan eligibility, and financial reputation will help you make a more informed decision.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#What_Is_Loan_Closure\" >What Is Loan Closure?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#What_Is_Loan_Settlement\" >What Is Loan Settlement?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Loan_Settlement_vs_Loan_Closure_Key_Differences\" >Loan Settlement vs Loan Closure: Key Differences&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Which_Should_You_Choose\" >Which Should You Choose?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#FAQs_on_Loan_Settlement_vs_Loan_Closure\" >FAQs on&nbsp;Loan Settlement vs Loan Closure&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#What_is_the_difference_between_loan_settlement_and_loan_closure\" >What is the&nbsp;difference between loan settlement and loan closure?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Does_loan_closure_improve_my_credit_score\" >Does loan closure improve my credit score?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#How_long_does_%E2%80%98Settled_stay_on_my_report\" >How long does &#8216;Settled&#8217; stay on my report?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Can_I_change_%E2%80%98Settled_to_%E2%80%98Closed\" >Can I change &#8216;Settled&#8217; to &#8216;Closed&#8217;?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Why_do_I_need_an_NOC\" >Why do I need an NOC?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/#Is_settlement_ever_a_good_idea\" >Is settlement ever&nbsp;a good idea?&nbsp;&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Loan_Closure\"><\/span>What Is Loan Closure?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Loan closure happens when you repay the full principal, interest, and any applicable charges as originally agreed. Once all dues are cleared, the lender marks the account as &#8216;Closed&#8217; and issues a closure certificate confirming there is nothing outstanding. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is the healthy, straightforward way to end any&nbsp;personal loan&nbsp;or other borrowing, and it reflects positively on your credit history going forward. Keep the closure certificate safely, since you may need to produce it years later if a discrepancy ever shows up on your credit report.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_Loan_Settlement\"><\/span>What Is Loan Settlement?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Loan settlement is what happens when a borrower cannot repay the full amount, and the lender agrees to accept a reduced sum as final payment. The remaining balance is written off, but the account gets tagged as &#8220;Settled&#8221; rather than &#8220;Closed&#8221; on your credit report. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;<a href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/what-is-personal-loan-settlement\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>personal loan settlement<\/strong><\/a>&nbsp;is typically the last&nbsp;option&nbsp;lenders offer before pursuing formal recovery action, and it usually follows months of missed payments and repeated communication attempts by the lender&#8217;s collections team.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loan_Settlement_vs_Loan_Closure_Key_Differences\"><\/span>Loan Settlement vs Loan Closure: Key Differences&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although loan closure and loan settlement may appear similar, they have&nbsp;very different&nbsp;implications for your credit history and future borrowing ability. The table below compares the two across key factors to help you understand which&nbsp;option&nbsp;is better for your long-term financial health.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Basis<\/strong>&nbsp;<\/td><td><strong>Loan Closure<\/strong>&nbsp;<\/td><td><strong>Loan Settlement<\/strong>&nbsp;<\/td><\/tr><tr><td>Repayment&nbsp;<\/td><td>Full amount paid as agreed&nbsp;<\/td><td>Reduced amount accepted as final&nbsp;<\/td><\/tr><tr><td>Credit Report Tag&nbsp;<\/td><td>&#8220;Closed&#8221;&nbsp;<\/td><td>&#8220;Settled&#8221;&nbsp;<\/td><\/tr><tr><td>Credit Score Impact&nbsp;<\/td><td>Positive or neutral&nbsp;<\/td><td>Significantly negative&nbsp;<\/td><\/tr><tr><td>Certificate Issued&nbsp;<\/td><td>Closure certificate \/ NOC&nbsp;<\/td><td>Settlement letter&nbsp;<\/td><\/tr><tr><td>Future Loan Access&nbsp;<\/td><td>Generally unaffected&nbsp;<\/td><td>Often restricted for years&nbsp;<\/td><\/tr><tr><td>Recommended When&nbsp;<\/td><td>Whenever repayment is possible&nbsp;<\/td><td>Only in genuine financial distress&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_Should_You_Choose\"><\/span>Which Should You Choose?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Closure is always the preferable outcome whenever you have any realistic way to repay in full, since it protects your credit history and keeps future borrowing options open. Settlement should only be considered when you are facing genuine financial hardship, such as sudden job loss or a major medical emergency, and there is truly no way to service the debt otherwise. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Settlement is&nbsp;generally offered&nbsp;only after a prolonged&nbsp;<a href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/what-is-loan-default\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>loan default<\/strong><\/a>.&nbsp; Before agreeing to a settlement, it is worth exploring whether a restructured tenure or a smaller top-up could help you avoid it altogether, since the credit damage from settlement can outlast the&nbsp;relief&nbsp;it provides.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Loan closure and loan settlement may sound like two versions of the same ending, but only one protects your ability to borrow easily in the future. Aim for a clean &#8220;Closed&#8221; status wherever&nbsp;possible, and&nbsp;treat settlement strictly as a last resort.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.fatakpay.com\/calculator\/personal-loan-emi-calculator\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Personal loan&nbsp;EMI calculator<\/strong><\/a>&nbsp;can help you plan full repayment in advance and avoid settlement altogether, so you can manage your&nbsp;<a href=\"https:\/\/www.fatakpay.com\/personal-loan\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>personal loan<\/strong><\/a>&nbsp;of up to \u20b95,00,000 with a clear payoff timeline from day one.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Loan_Settlement_vs_Loan_Closure\"><\/span>FAQs on&nbsp;Loan Settlement vs Loan Closure&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_loan_settlement_and_loan_closure\"><\/span>What is the&nbsp;difference between loan settlement and loan closure?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Closure means the full amount owed has been repaid, while settlement means the lender accepted a reduced amount and wrote off the rest, which is reported differently to credit bureaus.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_loan_closure_improve_my_credit_score\"><\/span>Does loan closure improve my credit score?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes,&nbsp;timely&nbsp;closure of a loan&nbsp;generally has&nbsp;a positive or neutral effect on your credit score, since it shows the debt was repaid in full as agreed.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_long_does_%E2%80%98Settled_stay_on_my_report\"><\/span>How long does &#8216;Settled&#8217; stay on my report?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;Settled&nbsp;tag can remain visible on your credit report for several years, continuing to affect how future lenders view your application even after the account itself is closed.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_change_%E2%80%98Settled_to_%E2%80%98Closed\"><\/span>Can I change &#8216;Settled&#8217; to &#8216;Closed&#8217;?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In some cases, if you repay the remaining waived amount later, lenders may agree to update the status, though this is not guaranteed and depends entirely on the lender&#8217;s policy.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_do_I_need_an_NOC\"><\/span>Why do I need an NOC?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An&nbsp;<a href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/what-is-noc-letter\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>NOC letter<\/strong><\/a>&nbsp;confirms in writing that you have no further dues on the loan, and it is essential proof to keep for future reference or disputes.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_settlement_ever_a_good_idea\"><\/span>Is settlement ever&nbsp;a good idea?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Only as a genuine last resort. If you can arrange a&nbsp;<a href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/what-is-no-due-certificate\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>no due certificate<\/strong><\/a>&nbsp;through full closure instead, that route is&nbsp;almost always&nbsp;better for your long-term credit health.&nbsp;<\/p>\n\n\n\n<script type=\"application\/ld+json\"> \n\n{ \n\n  \"@context\": \"https:\/\/schema.org\/\", \n\n  \"@type\": \"BreadcrumbList\", \n\n  \"itemListElement\": [ \n\n    { \n\n      \"@type\": \"ListItem\", \n\n      \"position\": 1, \n\n      \"name\": \"Home\", \n\n      \"item\": \"https:\/\/www.fatakpay.com\" \n\n    }, \n\n    { \n\n      \"@type\": \"ListItem\", \n\n      \"position\": 2, \n\n      \"name\": \"Blog\", \n\n      \"item\": \"https:\/\/www.fatakpay.com\/blog\/\" \n\n    }, \n\n    { \n\n      \"@type\": \"ListItem\", \n\n      \"position\": 3, \n\n      \"name\": \"Personal Loan\", \n\n      \"item\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/\" \n\n    }, \n\n    { \n\n      \"@type\": \"ListItem\", \n\n      \"position\": 4, \n\n      \"name\": \"Loan Settlement vs Loan Closure: Key Differences Explained\", \n\n      \"item\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/\" \n\n    } \n\n  ] \n\n} \n\n<\/script>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/loan-settlement-vs-loan-closure\/\"\n  },\n  \"headline\": \"Loan Settlement vs Loan Closure: Credit Score Impact\",\n  \"description\": \"Learn the difference between loan settlement and loan closure, their impact on your credit score, future loan eligibility, and which option is better.\",\n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\",  \n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"FatakPay\",\n    \"url\": \"https:\/\/www.fatakpay.com\"\n  },  \n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"FatakPay\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\"\n    }\n  },\n  \"datePublished\": \"2026-08-06\",\n  \"dateModified\": \"2026-08-06\"\n}\n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n\n{ \n\n  \"@context\": \"https:\/\/schema.org\", \n\n  \"@type\": \"FAQPage\", \n\n  \"mainEntity\": [ \n\n    { \n\n      \"@type\": \"Question\", \n\n      \"name\": \"What is the difference between loan settlement and loan closure?\", \n\n      \"acceptedAnswer\": { \n\n        \"@type\": \"Answer\", \n\n        \"text\": \"Closure means the full amount owed has been repaid, while settlement means the lender accepted a reduced amount and wrote off the rest, which is reported differently to credit bureaus.\" \n\n      } \n\n    }, \n\n    { \n\n      \"@type\": \"Question\", \n\n      \"name\": \"Does loan closure improve my credit score?\", \n\n      \"acceptedAnswer\": { \n\n        \"@type\": \"Answer\", \n\n        \"text\": \"Yes, timely closure of a loan generally has a positive or neutral effect on your credit score, since it shows the debt was repaid in full as agreed.\" \n\n      } \n\n    }, \n\n    { \n\n      \"@type\": \"Question\", \n\n      \"name\": \"How long does 'Settled' stay on my report?\", \n\n      \"acceptedAnswer\": { \n\n        \"@type\": \"Answer\", \n\n        \"text\": \"A Settled tag can remain visible on your credit report for several years, continuing to affect how future lenders view your application even after the account itself is closed.\" \n\n      } \n\n    }, \n\n    { \n\n      \"@type\": \"Question\", \n\n      \"name\": \"Can I change 'Settled' to 'Closed'?\", \n\n      \"acceptedAnswer\": { \n\n        \"@type\": \"Answer\", \n\n        \"text\": \"In some cases, if you repay the remaining waived amount later, lenders may agree to update the status, though this is not guaranteed and depends entirely on the lender's policy.\" \n\n      } \n\n    }, \n\n    { \n\n      \"@type\": \"Question\", \n\n      \"name\": \"Why do I need an NOC?\", \n\n      \"acceptedAnswer\": { \n\n        \"@type\": \"Answer\", \n\n        \"text\": \"An NOC letter confirms in writing that you have no further dues on the loan, and it is essential proof to keep for future reference or disputes.\" \n\n      } \n\n    }, \n\n    { \n\n      \"@type\": \"Question\", \n\n      \"name\": \"Is settlement ever a good idea?\", \n\n      \"acceptedAnswer\": { \n\n        \"@type\": \"Answer\", \n\n        \"text\": \"Only as a genuine last resort. If you can arrange a no due certificate through full closure instead, that route is almost always better for your long-term credit health.\" \n\n      } \n\n    } \n\n  ] \n\n} \n\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>The words sound similar, but they lead to&nbsp;very different&nbsp;outcomes on your credit report. Knowing the difference between loan settlement and loan closure before you&nbsp;make a decision&nbsp;can save you years of restricted access to fresh credit.&nbsp;&nbsp; While a loan closure reflects that you have repaid the entire outstanding amount, a loan settlement&nbsp;indicates&nbsp;that the lender accepted a<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[180],"tags":[],"class_list":["post-11973","post","type-post","status-publish","format-standard","category-personal-loan"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/11973","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=11973"}],"version-history":[{"count":3,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/11973\/revisions"}],"predecessor-version":[{"id":11980,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/11973\/revisions\/11980"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=11973"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=11973"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=11973"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}