{"id":12253,"date":"2026-08-21T16:46:06","date_gmt":"2026-08-21T11:16:06","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=12253"},"modified":"2026-08-21T16:46:09","modified_gmt":"2026-08-21T11:16:09","slug":"how-much-personal-accident-insurance-do-you-need","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/","title":{"rendered":"How Much Personal Accident Insurance Do You Need?\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Key Takeaways<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A simple income-based formula gives you a realistic starting point, without needing to guess at an arbitrary sum insured.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Understanding how outstanding loans and dependants affect your number helps you avoid underinsuring the people who depend on your income.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Factors like occupation risk and years of remaining financial obligations play\u00a0a major role\u00a0in deciding how much cover\u00a0actually makes\u00a0sense.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Knowing what your motor or employer cover already includes helps you spot the gap a standalone policy needs to fill.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Recalculating your cover as your income and responsibilities grow ensures your protection keeps pace with your actual life stage.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Most people either hold no accident cover at all or hold only the small amount bundled with a vehicle policy, and few have ever checked whether it would replace their income. This guide gives you a working formula, a worked example, and a short checklist to answer&nbsp;how much personal accident insurance do I&nbsp;need.Most&nbsp;people either hold no accident cover at all or hold only the small amount bundled with a vehicle policy, and few have ever checked whether it would replace their income.&nbsp;&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#How_Much_Personal_Accident_Cover_Do_You_Need\" >How Much Personal Accident Cover Do You Need?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#Four_Things_That_Should_Push_Your_Cover_Higher\" >Four Things That Should Push Your Cover Higher&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#What_You_Already_Have_and_Why_It_Is_Usually_Not_Enough\" >What You Already Have (and Why It Is Usually Not Enough)&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#How_Much_Cover_Can_You_Actually_Buy\" >How Much Cover Can You Actually Buy?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#FAQs_on_How_Much_Personal_Accident_Insurance_You_Need\" >FAQs on How Much Personal Accident Insurance You Need&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#How_much_personal_accident_cover_is_enough\" >How much personal accident cover is enough?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#Is_Rs_15_lakh_personal_accident_cover_enough\" >Is Rs. 15 lakh personal accident cover enough?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#Does_personal_accident_cover_depend_on_my_salary\" >Does personal accident cover depend on my salary?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#Can_I_buy_more_than_one_personal_accident_policy\" >Can I buy more than one personal accident policy?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#How_much_personal_accident_insurance_should_a_self-employed_person_have\" >How much personal accident insurance should a self-employed person have?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/#Does_my_employers_group_accident_cover_count_towards_this_amount\" >Does my employer&#8217;s group accident cover count towards this amount?&nbsp;&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Personal_Accident_Cover_Do_You_Need\"><\/span>How Much Personal Accident Cover Do You Need?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">As per the working rule, aim for a personal accident sum insured of about 100 times your monthly income. On a monthly income of Rs. 40,000, that means&nbsp;roughly Rs. 40&nbsp;lakh&nbsp;of cover. The exact&nbsp;amount of personal accident insurance should have&nbsp;some cushion beyond this baseline, so add your outstanding loan balance and any pending education costs on top, because a permanent disability&nbsp;ends your income while those obligations continue. This 100x figure is a widely used rule of thumb, not a regulatory requirement, so treat it as a starting point rather than a fixed answer.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Four_Things_That_Should_Push_Your_Cover_Higher\"><\/span>Four Things That Should Push Your Cover Higher&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once you have your baseline figure, these four factors typically mean you should round it upward rather than downward.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Outstanding loan balance<\/strong>, whether home, personal or vehicle, since your family inherits the EMI, not the income that was paying it.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Years of school and college fees still to fund<\/strong>, which continue regardless of whether you can still earn.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Number of dependants with no independent income<\/strong>, since each dependant increases the monthly\u00a0amount\u00a0your cover needs to replace.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Occupation risk<\/strong>, including field, factory, delivery,\u00a0construction\u00a0and other commute-heavy roles, where accident exposure is naturally higher.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As a worked example, someone earning Rs. 50,000 a month, with an outstanding home loan of Rs.&nbsp;20 lakh and two dependent children,&nbsp;would start at Rs. 50&nbsp;lakh&nbsp;(100x monthly income), add the Rs. 20 lakh loan&nbsp;balance, and&nbsp;round up further to account for the two dependants, landing closer to Rs. 70&nbsp;lakh&nbsp;of total cover.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_You_Already_Have_and_Why_It_Is_Usually_Not_Enough\"><\/span>What You Already Have (and Why It Is Usually Not Enough)&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Two sources of cover are easy to overlook, and both fall short of a standalone policy. Learning about\u00a0accident insurance for gig workers\u00a0and salaried employees alike is worth doing before you assume you are already covered.\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Compulsory personal accident cover attached to a motor policy<\/strong>\u00a0is only for the owner-driver and only while using the insured vehicle, so it offers no protection for the rest of the day.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Employer group personal accident cover<\/strong>\u00a0ends the moment you leave the job, which is exactly when your income is most exposed, since\u00a0why accident insurance matters for working Indians\u00a0often comes down to income stability outside a fixed employer relationship.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Cover_Can_You_Actually_Buy\"><\/span>How Much Cover Can You Actually Buy?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurers set a practical upper and lower limit on personal accident cover in the Indian market, and they cap the sum insured based on your declared annual income. This means you cannot buy&nbsp;a very high&nbsp;cover amount without matching income proof, so your realistic cover limit depends on what you can show as annual earnings, not just what a formula suggests.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Working out how much personal accident insurance you need starts with the 100x monthly income rule, then adjusts up for loans,\u00a0dependants\u00a0and occupation risk. What matters most is not the exact formula but the habit of checking your number against\u00a0what accidental insurance covers\u00a0and what you already hold through motor or employer policies. Once your number is ready, it also helps to know\u00a0what to check before you buy a personal accident plan. Worked out your number? Get accident cover from\u00a0FatakSecure\u00a0in minutes, fully digital, with no medical test.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_How_Much_Personal_Accident_Insurance_You_Need\"><\/span>FAQs on How Much Personal Accident Insurance You Need&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_personal_accident_cover_is_enough\"><\/span>How much personal accident cover is enough?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A common starting point is 100 times your monthly income, adjusted upward for outstanding loans,&nbsp;dependants&nbsp;and occupation risk.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_Rs_15_lakh_personal_accident_cover_enough\"><\/span>Is Rs. 15 lakh personal accident cover enough?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For most working adults with dependants, Rs. 15 lakh is on the lower side and typically matches only the compulsory motor-linked cover, not a standalone need.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_personal_accident_cover_depend_on_my_salary\"><\/span>Does personal accident cover depend on my salary?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, insurers cap the sum insured as a multiple of your declared annual income, so higher cover requires matching income proof.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_buy_more_than_one_personal_accident_policy\"><\/span>Can I buy more than one personal accident policy?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, you can hold multiple policies, though insurers will look at your total declared income across all policies when underwriting.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_personal_accident_insurance_should_a_self-employed_person_have\"><\/span>How much personal accident insurance should a self-employed person have?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Self-employed individuals should size cover using the same income-multiple approach, supported by income tax returns or other income proof instead of a salary slip.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_my_employers_group_accident_cover_count_towards_this_amount\"><\/span>Does my employer&#8217;s group accident cover count towards this amount?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It can reduce your immediate need, but since it ends with the job, it should not be counted as a permanent substitute for your own standalone cover.&nbsp;<\/p>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\/\", \n  \"@type\": \"BreadcrumbList\", \n  \"itemListElement\": [{ \n    \"@type\": \"ListItem\", \n    \"position\": 1, \n    \"name\": \"Home\", \n    \"item\": \"https:\/\/www.fatakpay.com\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 2, \n    \"name\": \"Blog\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 3, \n    \"name\": \"Insurance\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/insurance\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 4, \n    \"name\": \"How Much Personal Accident Insurance Do You Need?\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/\" \n  }] \n} \n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"BlogPosting\", \n  \"mainEntityOfPage\": { \n    \"@type\": \"WebPage\", \n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/insurance\/how-much-personal-accident-insurance-do-you-need\/\" \n  }, \n  \"headline\": \"How Much Personal Accident Insurance Do You Need\", \n  \"description\": \"Wondering how much personal accident insurance do you need? This guide breaks down the income formula, a worked example, and a coverage checklist to decide.\", \n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\", \n  \"author\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"url\": \"https:\/\/www.fatakpay.com\" \n  }, \n  \"publisher\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"logo\": { \n      \"@type\": \"ImageObject\", \n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\" \n    } \n  }, \n  \"datePublished\": \"2026-08-21\", \n  \"dateModified\": \"2026-08-21\" \n} \n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"FAQPage\", \n  \"mainEntity\": [{ \n    \"@type\": \"Question\", \n    \"name\": \"How much personal accident cover is enough?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"A common starting point is 100 times your monthly income, adjusted upward for outstanding loans, dependants and occupation risk.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Is Rs. 15 lakh personal accident cover enough?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"For most working adults with dependants, Rs. 15 lakh is on the lower side and typically matches only the compulsory motor-linked cover, not a standalone need.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Does personal accident cover depend on my salary?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Yes, insurers cap the sum insured as a multiple of your declared annual income, so higher cover requires matching income proof.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Can I buy more than one personal accident policy?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Yes, you can hold multiple policies, though insurers will look at your total declared income across all policies when underwriting.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"How much personal accident insurance should a self-employed person have?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Self-employed individuals should size cover using the same income-multiple approach, supported by income tax returns or other income proof instead of a salary slip.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Does my employer's group accident cover count towards this amount?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"It can reduce your immediate need, but since it ends with the job, it should not be counted as a permanent substitute for your own standalone cover.\" \n    } \n  }] \n} \n<\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways&nbsp; Most people either hold no accident cover at all or hold only the small amount bundled with a vehicle policy, and few have ever checked whether it would replace their income. This guide gives you a working formula, a worked example, and a short checklist to answer&nbsp;how much personal accident insurance do I&nbsp;need.Most&nbsp;people<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[696],"tags":[],"class_list":["post-12253","post","type-post","status-publish","format-standard","category-insurance"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12253","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=12253"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12253\/revisions"}],"predecessor-version":[{"id":12254,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12253\/revisions\/12254"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=12253"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=12253"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=12253"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}