{"id":12275,"date":"2026-08-22T12:03:14","date_gmt":"2026-08-22T06:33:14","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=12275"},"modified":"2026-08-22T12:03:16","modified_gmt":"2026-08-22T06:33:16","slug":"what-is-cancer-insurance-in-india","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/","title":{"rendered":"What is Cancer Insurance\u00a0in India: Meaning &#038; Definition\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Key Takeaways<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cancer insurance pays a lump sum on diagnosis, giving you funds to use however you need rather than waiting on itemised hospital bills.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Understanding how this cover is designed to sit alongside health insurance helps you avoid treating it as a replacement for hospitalisation cover.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Factors like family history and the strength of your existing health cover play\u00a0a major role\u00a0in deciding whether this policy is worth adding.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Knowing the standard exclusions helps you set realistic expectations instead of assuming every diagnosis and cost is automatically covered.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Comparing what each payout can be used for helps you see why this cover matters most when treatment runs long, and expenses go beyond the hospital.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cancer treatment can run over months or years, and a large share of the spend goes toward things a standard hospitalisation policy does not settle. This guide covers \u201cwhat is cancer insurance\u201d,&nbsp;what it pays, what it excludes, and who needs it.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#What_is_Cancer_Insurance\" >What is Cancer Insurance?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#What_Does_Cancer_Insurance_Cover\" >What Does Cancer Insurance Cover?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Benefits_of_Cancer_Insurance\" >Benefits of Cancer Insurance&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#What_Cancer_Insurance_Does_Not_Cover\" >What Cancer Insurance Does Not Cover&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Who_Should_Buy_Cancer_Insurance\" >Who Should Buy Cancer Insurance?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#FAQs_on_Cancer_Insurance\" >FAQs on Cancer Insurance&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#What_is_cancer_insurance_in_simple_words\" >What is cancer insurance in simple words?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Is_cancer_covered_under_normal_health_insurance\" >Is cancer covered under normal health insurance?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#What_is_the_waiting_period_for_cancer_insurance\" >What is the waiting period for cancer insurance?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Does_cancer_insurance_cover_all_stages_of_cancer\" >Does cancer insurance cover all stages of cancer?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Can_I_buy_cancer_insurance_if_I_already_have_health_insurance\" >Can I buy cancer insurance if I already have health insurance?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/#Can_a_cancer_survivor_buy_cancer_insurance\" >Can a cancer survivor buy cancer insurance?&nbsp;&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_Cancer_Insurance\"><\/span>What is Cancer Insurance?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cancer insurance is a policy that pays a fixed lump sum when cancer is diagnosed, regardless of what the treatment&nbsp;actually costs. Unlike health insurance, which reimburses hospital bills, the payout goes directly to you and can be used for anything: treatment, travel, home care, or income replacement. It is designed to sit alongside a health insurance policy, not to replace it.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_Cancer_Insurance_Cover\"><\/span>What Does Cancer Insurance Cover?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage typically spans a mix of guaranteed benefits and optional extensions, so it helps to see which is which. The types of cancer covered by cancer insurance also matter here, since most policies define payout eligibility around specific stages and categories of diagnosis rather than covering every form of cancer identically.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lump-sum payout on diagnosis<\/strong>, the core base benefit triggered simply by a confirmed diagnosis.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Stage-linked payouts<\/strong>, where early and major stage diagnoses may trigger different payout percentages.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Treatment cost coverage<\/strong>, including chemotherapy,\u00a0radiation\u00a0and surgery, offered by many plans as an\u00a0additional\u00a0benefit.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Premium waiver<\/strong>, where many plans waive future premiums after diagnosis.\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Income benefit<\/strong>, a periodic payout after diagnosis, offered as an optional add-on by some insurers.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Cancer_Insurance\"><\/span>Benefits of Cancer Insurance&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Each benefit is easier to appreciate against a real scenario than as an abstract feature.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Money arriving at diagnosis<\/strong>\u00a0rather than after\u00a0discharge, when\u00a0bills and uncertainty are both highest.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cover for costs health insurance ignores<\/strong>, such as travel, nutrition, home\u00a0care\u00a0and lost income during treatment.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Continuity when treatment runs past a health policy&#8217;s annual\u00a0limit<\/strong>, since\u00a0a separate lump sum keeps funding available. A closer look at\u00a0the benefits of cancer insurance in practice\u00a0shows how these payouts\u00a0actually get\u00a0used by policyholders.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Cancer_Insurance_Does_Not_Cover\"><\/span>What Cancer Insurance Does Not Cover&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Exclusions matter as much as coverage here, since misunderstanding them is a common source of claim disputes.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pre-existing cancer and cancer diagnosed within the\u00a0initial\u00a0waiting period.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Skin cancers and certain in-situ conditions excluded by most policy wordings.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cancer arising from congenital conditions present from birth.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cancer linked to specified excluded causes named in the policy document.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Many of these exclusions get misread as coverage gaps rather than standard policy terms, and a closer look at\u00a0common myths and facts about cancer insurance\u00a0clears up several of the most frequent misunderstandings.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Should_Buy_Cancer_Insurance\"><\/span>Who Should Buy Cancer Insurance?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cancer insurance can be particularly useful for people who face higher financial or family-related risks. It is worth considering if:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You have a family history of cancer:<\/strong>\u00a0A family history may increase your need for\u00a0additional\u00a0financial protection and is among the key\u00a0reasons to buy cancer insurance.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your health insurance cover is modest:<\/strong>\u00a0A lump-sum cancer benefit can help meet treatment and related expenses beyond your regular health policy.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You rely on employer-provided health insurance:<\/strong>\u00a0Coverage may change if you switch jobs or leave employment.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You are the sole earner:<\/strong>\u00a0A serious illness can affect both medical expenses and household income, making\u00a0additional\u00a0financial protection valuable.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You want to understand gender-specific risks:<\/strong>\u00a0Knowing\u00a0why cancer cover matters more for women\u00a0can help women assess whether\u00a0additional\u00a0protection is\u00a0appropriate based\u00a0on their individual risk factors.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Cancer insurance should be viewed as a supplement to health insurance, not a replacement for comprehensive health cover.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cancer insurance fills a gap that health insurance leaves open by paying a lump sum on diagnosis rather than reimbursing bills. Health insurance pays the hospital, cancer insurance pays you, and cancer costs far more than hospital bills alone. Get&nbsp;FatakSecure&nbsp;Cancer Protect, a lump sum on diagnosis, so you can focus on treatment instead of the bill.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Cancer_Insurance\"><\/span>FAQs on Cancer Insurance&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_cancer_insurance_in_simple_words\"><\/span>What is cancer insurance in simple words?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It is a policy that pays a fixed lump sum when cancer is diagnosed, which you can use for anything related to treatment or daily expenses.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_cancer_covered_under_normal_health_insurance\"><\/span>Is cancer covered under normal health insurance?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Health insurance covers cancer-related hospitalisation and treatment costs up to your sum insured, but it does not pay a separate lump sum on diagnosis.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_waiting_period_for_cancer_insurance\"><\/span>What is the waiting period for cancer insurance?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most policies carry&nbsp;an initial&nbsp;waiting period before cover becomes active, and the exact duration varies by insurer, check the policy wording.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_cancer_insurance_cover_all_stages_of_cancer\"><\/span>Does cancer insurance cover all stages of cancer?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage often includes both early and major stage diagnoses, though payout percentages and definitions vary by insurer, check the policy wording.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_buy_cancer_insurance_if_I_already_have_health_insurance\"><\/span>Can I buy cancer insurance if I already have health insurance?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, cancer insurance is designed to supplement health insurance, providing a lump sum benefit that health insurance does not offer.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_a_cancer_survivor_buy_cancer_insurance\"><\/span>Can a cancer survivor buy cancer insurance?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This depends on individual underwriting, since past diagnosis history is typically assessed by the insurer before a new policy is issued.&nbsp;<\/p>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\/\", \n  \"@type\": \"BreadcrumbList\", \n  \"itemListElement\": [{ \n    \"@type\": \"ListItem\", \n    \"position\": 1, \n    \"name\": \"Home\", \n    \"item\": \"https:\/\/www.fatakpay.com\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 2, \n    \"name\": \"Blog\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 3, \n    \"name\": \"Insurance\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/insurance\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 4, \n    \"name\": \"What is Cancer Insurance in India: Meaning & Definition\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/\" \n  }] \n} \n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"BlogPosting\", \n  \"mainEntityOfPage\": { \n    \"@type\": \"WebPage\", \n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/insurance\/what-is-cancer-insurance-in-india\/\" \n  }, \n  \"headline\": \"What Is Cancer Insurance in India?\", \n  \"description\": \"Learn what is cancer insurance, what it pays on diagnosis, what it excludes, and who should consider adding this cover alongside a standard health policy.\", \n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\", \n  \"author\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"url\": \"https:\/\/www.fatakpay.com\" \n  }, \n  \"publisher\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"logo\": { \n      \"@type\": \"ImageObject\", \n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\" \n    } \n  }, \n  \"datePublished\": \"2026-08-22\", \n  \"dateModified\": \"2026-08-22\" \n} \n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"FAQPage\", \n  \"mainEntity\": [{ \n    \"@type\": \"Question\", \n    \"name\": \"What is cancer insurance in simple words?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"It is a policy that pays a fixed lump sum when cancer is diagnosed, which you can use for anything related to treatment or daily expenses.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Is cancer covered under normal health insurance?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Health insurance covers cancer-related hospitalisation and treatment costs up to your sum insured, but it does not pay a separate lump sum on diagnosis.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"What is the waiting period for cancer insurance?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Most policies carry an initial waiting period before cover becomes active, and the exact duration varies by insurer, check the policy wording.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Does cancer insurance cover all stages of cancer?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Coverage often includes both early and major stage diagnoses, though payout percentages and definitions vary by insurer, check the policy wording.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Can I buy cancer insurance if I already have health insurance?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Yes, cancer insurance is designed to supplement health insurance, providing a lump sum benefit that health insurance does not offer.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Can a cancer survivor buy cancer insurance?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"This depends on individual underwriting, since past diagnosis history is typically assessed by the insurer before a new policy is issued.\" \n    } \n  }] \n} \n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways&nbsp; Cancer treatment can run over months or years, and a large share of the spend goes toward things a standard hospitalisation policy does not settle. This guide covers \u201cwhat is cancer insurance\u201d,&nbsp;what it pays, what it excludes, and who needs it.&nbsp; What is Cancer Insurance?&nbsp; Cancer insurance is a policy that pays a<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[696],"tags":[],"class_list":["post-12275","post","type-post","status-publish","format-standard","category-insurance"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=12275"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12275\/revisions"}],"predecessor-version":[{"id":12276,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12275\/revisions\/12276"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=12275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=12275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=12275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}