{"id":12283,"date":"2026-08-22T12:24:11","date_gmt":"2026-08-22T06:54:11","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=12283"},"modified":"2026-08-22T12:24:14","modified_gmt":"2026-08-22T06:54:14","slug":"consolidated-account-statement-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/","title":{"rendered":"What is a\u00a0Consolidated Account Statement\u00a0(CAS) in Mutual Funds?\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Key Takeaways<\/strong>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A CAS brings together all your investments in one place, using your PAN to pull holdings from every fund house and depository.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Understanding the difference between the combined and mutual-fund-only versions helps you request the exact statement you\u00a0actually need.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Factors like PAN linkage and KYC completion play\u00a0a major role\u00a0in whether all your holdings show up correctly in one statement.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Knowing who issues each version helps you go to the right source, whether that is a depository or a mutual fund registrar.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reviewing your statement regularly helps you catch forgotten folios, outdated nominee details or unclaimed investments before they go untracked for years.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Investments spread across several fund&nbsp;houses,&nbsp;several folios and two depositories leave most investors with no single place to see everything they own. This guide covers &#8220;what is a consolidated account statement,&#8221; what it&nbsp;contains, who issues it, how to download it, and how to read it.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A CAS is especially useful once you already understand\u00a0what mutual funds\u00a0are, since\u00a0it exists specifically to bring together holdings across multiple such investments in one place.\u00a0<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#What_is_a_Consolidated_Account_Statement\" >What is a Consolidated Account Statement?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#What_Does_a_Consolidated_Account_Statement_Contain\" >What Does a Consolidated Account Statement&nbsp;Contain?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#Who_Issues_the_Consolidated_Account_Statement\" >Who Issues the Consolidated Account Statement?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#Types_of_Consolidated_Account_Statement\" >Types of&nbsp;Consolidated Account Statement&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#How_to_Download_Your_Consolidated_Account_Statement\" >How to Download Your Consolidated Account Statement&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#How_to_Read_Your_CAS\" >How to Read Your CAS&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#Benefits_of_Consolidated_Mutual_Fund_Statement\" >Benefits of Consolidated Mutual Fund Statement&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#What_to_Do_If_You_Do_Not_Receive_Your_CAS\" >What to Do If You Do Not Receive Your CAS&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#FAQs_on_Consolidated_Account_Statement\" >FAQs on Consolidated Account Statement&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#What_is_a_consolidated_account_statement_in_mutual_funds\" >What is a&nbsp;consolidated&nbsp;account statement in mutual funds?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#How_often_is_CAS_sent_to_investors\" >How often is CAS sent to investors?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#What_is_the_password_for_the_CAS_PDF\" >What is the password for the CAS PDF?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#Is_CAS_free\" >Is CAS free?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#What_is_the_difference_between_a_CAS_and_an_account_statement_from_one_fund_house\" >What is the difference between a CAS and an account statement from one fund house?&nbsp;&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/#Why_is_my_mutual_fund_holding_missing_from_my_CAS\" >Why is my mutual fund holding missing from my CAS?&nbsp;&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_Consolidated_Account_Statement\"><\/span>What is a Consolidated Account Statement?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A Consolidated Account Statement, or CAS, is a single statement that brings together all your mutual fund holdings across every fund house and, in its combined form, all your demat holdings across both depositories. Everything is pulled together using your PAN, so investments made through different platforms and at\u00a0different times\u00a0appear in one document. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What is\u00a0consolidated\u00a0account statement\u00a0worth, in practical terms?\u00a0It&#8217;s\u00a0a single reconciliation point across every investment you have made. It is issued periodically by email as a password-protected PDF, at no cost to the investor.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The mechanism that makes this consolidation possible is straightforward: since\u00a0<a href=\"https:\/\/www.fatakpay.com\/blog\/learn-finance\/what-is-a-pan-card\/\" target=\"_blank\" rel=\"noopener\"><strong>PAN card<\/strong><\/a><strong><em>\u00a0is<\/em><\/strong>\u00a0functions as a unique identifier across every financial account you hold, linking it across folios and demat accounts is what allows a CAS to pull everything into one view.\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_a_Consolidated_Account_Statement_Contain\"><\/span>What Does a Consolidated Account Statement&nbsp;Contain?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A typical CAS includes several standard elements that stay consistent regardless of which fund houses or platforms are involved.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Folio and scheme details for every mutual fund holding.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Opening and closing unit balances for the statement period.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Every transaction made during the period, including purchases,\u00a0redemptions\u00a0and switches.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NAV and current market value as of the statement date.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The distributor or ARN code, where applicable, showing whether a distributor was involved.\u00a0<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A mutual-fund-only CAS and a depository CAS differ slightly in what they include, since the depository version adds demat holdings that a mutual-fund-only statement leaves out.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Issues_the_Consolidated_Account_Statement\"><\/span>Who Issues the Consolidated Account Statement?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This is a point of confusion neither typical explanation addresses clearly enough. The depositories issue the combined CAS, which includes both mutual fund and demat holdings, while the mutual fund registrars generate the mutual-fund-only statement and\u00a0facilitate\u00a0investor access to it. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Registrars and depositories are market infrastructure providers rather than product providers, so naming their roles here is a matter of explaining the process, not endorsing a specific company.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Consolidated_Account_Statement\"><\/span>Types of&nbsp;Consolidated Account Statement&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Since two different bodies issue two different versions, it helps to see them laid out side by side.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type<\/strong>&nbsp;<\/td><td><strong>What It Shows<\/strong>&nbsp;<\/td><td><strong>Where to Get It<\/strong>&nbsp;<\/td><\/tr><tr><td>Combined CAS&nbsp;<\/td><td>Mutual fund holdings and demat holdings together&nbsp;<\/td><td>Issued by the depositories&nbsp;<\/td><\/tr><tr><td>Mutual-fund-only CAS&nbsp;<\/td><td>Only mutual fund holdings across fund houses&nbsp;<\/td><td>Generated by the mutual fund registrars&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Since a combined CAS also captures whatever sits in\u00a0<a href=\"https:\/\/www.fatakpay.com\/blog\/learn-finance\/what-is-a-demat-account\/\" target=\"_blank\" rel=\"noopener\"><strong>what a demat account is<\/strong><\/a>\u00a0holding, it gives the fullest single-document view of your investments, provided your PAN is correctly linked across every account.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Download_Your_Consolidated_Account_Statement\"><\/span>How to Download Your Consolidated Account Statement&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The general process stays consistent across providers, even as individual platform interfaces change over time.&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Visit the CAS request page of a depository or registrar platform.\u00a0<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Enter your PAN and registered email address.\u00a0<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Choose the statement period you want covered.\u00a0<\/li>\n<\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>Select whether you want a mutual-fund-only or a combined CAS.\u00a0<\/li>\n<\/ol>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Submit the request and check your registered email for the password-protected PDF.\u00a0<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Read_Your_CAS\"><\/span>How to Read Your CAS&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Once you have your CAS, a few checks are worth running before setting it aside.&nbsp;<br>&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check your total portfolio value against what you expect to see.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Look for folios you had forgotten about, especially from older or smaller investments. This is closely tied to one of the common\u00a0mistakes to avoid as a new investor, since forgotten folios often go untracked for years, sometimes losing touch with updated contact details entirely.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Verify any scheme where a distributor code appears when you believed you held a direct plan.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check for unclaimed or dormant folios that may need reactivation.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Benefits_of_Consolidated_Mutual_Fund_Statement\"><\/span>Benefits of Consolidated Mutual Fund Statement&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;consolidated&nbsp;account statement offers several practical benefits beyond simply listing your holdings.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>One view of your whole portfolio<\/strong>, regardless of how many fund houses or platforms you have used.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A record for tax\u00a0filing<\/strong>, since\u00a0transaction details support\u00a0accurate\u00a0capital gains reporting.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A way to trace forgotten folios<\/strong>, especially useful for older investments made through different channels over the years.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A check on nominee and contact details<\/strong>, confirming they are current across every fund house you hold investments with.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_Do_If_You_Do_Not_Receive_Your_CAS\"><\/span>What to Do If You Do Not Receive Your CAS&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A few common causes explain most cases where an investor does not receive their CAS.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>PAN not linked across folios<\/strong>, which prevents the system from pulling all holdings together.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Email address not updated with one of the fund houses<\/strong>, causing the statement to go to an old inbox.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>KYC incomplete<\/strong>, which can block statement generation for that specific folio.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No transactions in the period<\/strong>, which sometimes means no CAS is triggered for that specific statement cycle.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;consolidated&nbsp;account statement&nbsp;is the single clearest way to see everything you hold across fund houses and depositories in one place. Pull your CAS once and check it against what you think you own. Keep your next investment simple to track. Start a&nbsp;<a href=\"https:\/\/www.fatakpay.com\/invest-in-mutual-funds\" target=\"_blank\" rel=\"noopener\"><strong>mutual fund&nbsp;investment<\/strong><\/a>&nbsp;on&nbsp;FatakPay, fully digital.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Consolidated_Account_Statement\"><\/span>FAQs on Consolidated Account Statement&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_consolidated_account_statement_in_mutual_funds\"><\/span>What is a&nbsp;consolidated&nbsp;account statement in mutual funds?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It is a single statement showing all your mutual fund holdings across fund houses, and in its combined form, your demat holdings as well, linked through your PAN.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_often_is_CAS_sent_to_investors\"><\/span>How often is CAS sent to investors?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">CAS is typically sent periodically by email, and the exact frequency should be verified with your depository or registrar since it can vary.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_password_for_the_CAS_PDF\"><\/span>What is the password for the CAS PDF?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The password format follows a standard convention, usually tied to personal details like PAN or date of birth, but check the covering email since it can differ by issuer.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_CAS_free\"><\/span>Is CAS free?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, CAS is issued to investors at no cost by the depositories and mutual fund registrars.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_a_CAS_and_an_account_statement_from_one_fund_house\"><\/span>What is the difference between a CAS and an account statement from one fund house?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A single fund house statement shows only that fund house&#8217;s holdings, while a CAS&nbsp;consolidates&nbsp;holdings across every fund house linked to your PAN.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_is_my_mutual_fund_holding_missing_from_my_CAS\"><\/span>Why is my mutual fund holding missing from my CAS?&nbsp;&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This usually happens because your PAN is not correctly linked across all your folios, so check your KYC and PAN linkage with the specific fund house.&nbsp;<\/p>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\/\", \n  \"@type\": \"BreadcrumbList\", \n  \"itemListElement\": [{ \n    \"@type\": \"ListItem\", \n    \"position\": 1, \n    \"name\": \"Home\", \n    \"item\": \"https:\/\/www.fatakpay.com\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 2, \n    \"name\": \"Blog\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 3, \n    \"name\": \"Mutual Funds\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/\" \n  },{ \n    \"@type\": \"ListItem\", \n    \"position\": 4, \n    \"name\": \"What is a Consolidated Account Statement (CAS) in Mutual Funds?\", \n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/\" \n  }] \n} \n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"BlogPosting\", \n  \"mainEntityOfPage\": { \n    \"@type\": \"WebPage\", \n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/mutual-funds\/consolidated-account-statement-in-mutual-funds\/\" \n  }, \n  \"headline\": \"Consolidated Account Statement in Mutual Funds\", \n  \"description\": \"Learn what a consolidated account statement in mutual funds is, what it contains, who issues it, and how to download and read your CAS statement correctly.\", \n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\", \n  \"author\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"url\": \"https:\/\/www.fatakpay.com\" \n  }, \n  \"publisher\": { \n    \"@type\": \"Organization\", \n    \"name\": \"FatakPay\", \n    \"logo\": { \n      \"@type\": \"ImageObject\", \n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\" \n    } \n  }, \n  \"datePublished\": \"2026-08-22\", \n  \"dateModified\": \"2026-08-22\" \n} \n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n{ \n  \"@context\": \"https:\/\/schema.org\", \n  \"@type\": \"FAQPage\", \n  \"mainEntity\": [{ \n    \"@type\": \"Question\", \n    \"name\": \"What is a consolidated account statement in mutual funds?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"It is a single statement showing all your mutual fund holdings across fund houses, and in its combined form, your demat holdings as well, linked through your PAN.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"How often is CAS sent to investors?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"CAS is typically sent periodically by email, and the exact frequency should be verified with your depository or registrar since it can vary.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"What is the password for the CAS PDF?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"The password format follows a standard convention, usually tied to personal details like PAN or date of birth, but check the covering email since it can differ by issuer.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Is CAS free?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"Yes, CAS is issued to investors at no cost by the depositories and mutual fund registrars.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"What is the difference between a CAS and an account statement from one fund house?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"A single fund house statement shows only that fund house's holdings, while a CAS consolidates holdings across every fund house linked to your PAN.\" \n    } \n  },{ \n    \"@type\": \"Question\", \n    \"name\": \"Why is my mutual fund holding missing from my CAS?\", \n    \"acceptedAnswer\": { \n      \"@type\": \"Answer\", \n      \"text\": \"This usually happens because your PAN is not correctly linked across all your folios, so check your KYC and PAN linkage with the specific fund house.\" \n    } \n  }] \n} \n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways&nbsp; Investments spread across several fund&nbsp;houses,&nbsp;several folios and two depositories leave most investors with no single place to see everything they own. This guide covers &#8220;what is a consolidated account statement,&#8221; what it&nbsp;contains, who issues it, how to download it, and how to read it.&nbsp;&nbsp; A CAS is especially useful once you already understand\u00a0what<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[697],"tags":[],"class_list":["post-12283","post","type-post","status-publish","format-standard","category-mutual-funds"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=12283"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12283\/revisions"}],"predecessor-version":[{"id":12284,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/12283\/revisions\/12284"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=12283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=12283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=12283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}