{"id":4469,"date":"2023-04-11T17:28:22","date_gmt":"2023-04-11T11:58:22","guid":{"rendered":"https:\/\/fatakpay.com\/blog\/?p=4469"},"modified":"2026-05-15T15:47:40","modified_gmt":"2026-05-15T10:17:40","slug":"types-of-loans","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/","title":{"rendered":"Different Types of Loans in India: Complete Guide"},"content":{"rendered":"\n<p>In essence, a loan is money that is lent with the assurance that it will be paid back over time. Your obligation to pay interest on any borrowed funds is established by the lender. coupled with the borrowed main sum. These are several <strong><a href=\"https:\/\/fatakpay.com\/blog\/types-of-loans\/\" target=\"_blank\" rel=\"noopener\">types of loans<\/a><\/strong> that are offered in India.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Various_types_of_loans\" >Various types of loans:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Secured_loans_Types_of_loans_%E2%80%93_Category_1\" >Secured loans (Types of loans &#8211; Category 1)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Various_secured_loan_types\" >Various secured loan types<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Home_Loan\" >Home Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Loan_against_property_LAP\" >Loan against property (LAP)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Loans_against_insurance_policies\" >Loans against insurance policies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Gold_loans\" >Gold loans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Loans_against_mutual_funds\" >Loans against mutual funds<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Loans_against_fixed_deposits\" >Loans against fixed deposits<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Unsecured_loans_Types_of_loans_%E2%80%93_Category_2\" >Unsecured loans (Types of loans &#8211; Category 2)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Various_unsecured_loan_types\" >Various unsecured loan types:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Personal_loan\" >Personal loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Short_term_loans_for_businesses\" >Short term loans for businesses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#Additional_links\" >Additional links:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.fatakpay.com\/blog\/personal-finance\/finance-tips\/types-of-loans\/#About_FatakPay\" >About FatakPay:<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Various_types_of_loans\"><\/span>Various types of loans:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In India, there are many <strong>different loan options<\/strong>, and they can be divided into two groups based on what they are used for:<\/p>\n\n\n\n<p>Loans that are 1) Secured and 2) Unsecured.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Secured_loans_Types_of_loans_%E2%80%93_Category_1\"><\/span>Secured loans (Types of loans &#8211; Category 1)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Collateral is put up as security for the amount of money you are borrowing from the lender. In this way, the lender has some options for recovering their funds if you are unable to repay the loan. <strong>Secured <a href=\"https:\/\/fatakpay.com\/blog\/common-mistakes-to-avoid-when-applying-for-a-loan\/\" target=\"_blank\" rel=\"noopener\">loans<\/a><\/strong> typically have lower interest rates than unsecured loans.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Various_secured_loan_types\"><\/span>Various secured loan types<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Home_Loan\"><\/span>Home Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Home loans<\/strong> are a type of secured financing that provides you with the money to purchase or construct the home of your choice. The several kinds of <strong>home loans<\/strong> offered in India include the following:<\/p>\n\n\n\n<p>Loan for land purchase: To buy a plot of land for your new house<\/p>\n\n\n\n<p>Loan for home construction: To build a new house<\/p>\n\n\n\n<p><strong>Home loan<\/strong> balance transfer: Transferring your present mortgage debt to a new <strong>loan <\/strong>with a reduced interest rate<\/p>\n\n\n\n<p>Top-up loan: Can be utilised to update the interior of a newly built home or to renovate an existing one<\/p>\n\n\n\n<p>Be aware that the lender needs you to put down at least 10%\u201320% of the purchase price when purchasing a new home or property. The remainder is funded. The loan amount that is disbursed is determined, among other things, by your income, stability, and present debts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loan_against_property_LAP\"><\/span>Loan against property (LAP)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the most popular types of a <strong>secured loan<\/strong> is a <strong>loan against property<\/strong>. To obtain the necessary finances, you may pledge any residential, commercial, or industrial property. Depending on the lender, the loan amount disbursed corresponds to a different proportion of the property&#8217;s worth.<\/p>\n\n\n\n<p>While some lenders might make an offer that is about equal to 50% to 60% of the property&#8217;s worth, others might make an offer that is close to 80%. Businesses can use a loan against property for a variety of purposes, including product development, business expansion, and R&amp;D.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loans_against_insurance_policies\"><\/span>Loans against insurance policies<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can, in fact, borrow money against your insurance policy. However, keep in mind that not all insurance policies are eligible for this.Only policies, such as endowment and money-back policies, which have a maturity value, can avail loans.<\/p>\n\n\n\n<p>As a term insurance plan has no benefits for maturing, you cannot obtain a <strong>loan<\/strong> against one. It&#8217;s important to remember that only when endowment and money-back insurance have accrued a surrender value may you choose to borrow against them. Only after three years of uninterrupted payment of regular premiums can these insurance acquire a surrender value.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Gold_loans\"><\/span>Gold loans<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>According to a KPMG estimate, the organised Indian gold loan market is anticipated to reach Rs. 3,101 billion by 2019\u201320 because to the variable interest rates provided by banking institutions.<\/p>\n\n\n\n<p>You must pledge gold jewellery or coins as security for a <strong>gold loan<\/strong>. A specific portion of the value of the gold that was pledged was used to sanction the loan amount.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loans_against_mutual_funds\"><\/span>Loans against mutual funds<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Mutual funds are a great tool for building long-term wealth. You can pledge equity or hybrid money in exchange for a loan, to the financial institution . You must write to your banker and sign a loan agreement in order to achieve this.<\/p>\n\n\n\n<p>Usually, you can borrow 60\u201370% of the value of the units you&#8217;ve pledged.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loans_against_fixed_deposits\"><\/span>Loans against fixed deposits<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>In addition to providing guaranteed returns, a fixed deposit might be helpful if you need a loan. Depending on the lender, the loan amount might range from 70 to 90 percent of the value of the FD. But it&#8217;s important to remember that the loan&#8217;s term cannot exceed the FD.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Unsecured_loans_Types_of_loans_%E2%80%93_Category_2\"><\/span>Unsecured loans (Types of loans &#8211; Category 2)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>These are loans that don&#8217;t need security. Based on your history, credit score, and previous relationships, the lender grants you the loan. Thus, in order to be eligible for these loans, you must have a strong credit history. Because there is no security for unsecured loans, their interest rates are typically higher.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Various_unsecured_loan_types\"><\/span>Various unsecured loan types:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/fatakpay.com\/blog\/what-is-a-personal-loan\/\" target=\"_blank\" rel=\"noopener\">Personal loan<\/a><\/h3>\n\n\n\n<p>One of the most common unsecured loan kinds that provides quick liquidity is the personal loan. However, <strong><a href=\"https:\/\/fatakpay.com\/blog\/fatakpay-com-personal-loans-with-fatakpay-a-users-journey\/\" target=\"_blank\" rel=\"noopener\">personal loans<\/a><\/strong> have higher interest rates than secured loans because they are an unsecured form of financing. You can get this loan at a competitive interest rate if you have a solid <strong><a href=\"https:\/\/fatakpay.com\/blog\/what-is-a-credit-score-and-how-does-it-affect-your-chance-of-getting-a-loan\/\" target=\"_blank\" rel=\"noopener\">credit score<\/a><\/strong> and a high, stable income. The following uses for personal loans are possible:<\/p>\n\n\n\n<p>Control the cost of a family wedding.<\/p>\n\n\n\n<p>Pay for a holiday or an overseas excursion<\/p>\n\n\n\n<p>Fund your home improvement project<\/p>\n\n\n\n<p>Pay for your child&#8217;s college expenses<\/p>\n\n\n\n<p>Combine all of your debts into one loan.<\/p>\n\n\n\n<p>Cover unforeseen\/unplanned, urgent costs<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Short_term_loans_for_businesses\"><\/span>Short term loans for businesses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A short-term <strong>business loan<\/strong>, another sort of unsecured loan, can be utilised to cover everyday expenses as well as the expansion costs of various organisations and organisations. Some examples include:<\/p>\n\n\n\n<p>Loans for working capital<\/p>\n\n\n\n<p>Finance for machinery and equipment <\/p>\n\n\n\n<p>Loans to MSMEs for small businesses<\/p>\n\n\n\n<p>Loans for female business owners<\/p>\n\n\n\n<p>Credit to traders<\/p>\n\n\n\n<p>Manufacturers&#8217; loans<\/p>\n\n\n\n<p>Loans to service-oriented businesses<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_links\"><\/span>Additional links:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Thank you for reading our blog! We hope this blog was informative. Here are some other blogs\/LinkedIn articles for you to check out.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.linkedin.com\/pulse\/what-nbfc-fatakpay\/?trackingId=D2%2B1JHBR2HJnAYNnR2K8Rw%3D%3D\" target=\"_blank\" rel=\"noopener\">https:\/\/www.linkedin.com\/pulse\/what-nbfc-fatakpay\/?trackingId=D2%2B1JHBR2HJnAYNnR2K8Rw%3D%3D<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/fatakpay.com\/blog\/the-evolution-of-lending-from-old-to-new-age-part-1\/ \" target=\"_blank\" rel=\"noopener\">https:\/\/fatakpay.com\/blog\/the-evolution-of-lending-from-old-to-new-age-part-1\/ <\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/fatakpay.com\/blog\/the-evolution-of-lending-part-2\/ \" target=\"_blank\" rel=\"noopener\">https:\/\/fatakpay.com\/blog\/the-evolution-of-lending-part-2\/ <\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.linkedin.com\/pulse\/rise-fintech-its-impact-traditional-financial-institutions-fatakpay\/?trackingId=KAxZ0MrQ0npWYbWKTdkaZA%3D%3D\" target=\"_blank\" rel=\"noopener\">https:\/\/www.linkedin.com\/pulse\/rise-fintech-its-impact-traditional-financial-institutions-fatakpay\/?trackingId=KAxZ0MrQ0npWYbWKTdkaZA%3D%3D<\/a><\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"About_FatakPay\"><\/span>About FatakPay:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>FatakPay provides virtual credit facilities for all. It&#8217;s available on your phone and caters to your everyday needs in both online and offline formats. Payments are done seamlessly through UPI\/QR codes. The solution provides an almost zero cost, free, quick, transparent and secure way to transact in a multilingual format with a Scan Now, Pay Later facility and easy repayment options.<\/p>\n\n\n\n<p>Link to FatakPay App: <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.fatakpay\" target=\"_blank\" rel=\"noopener\">https:\/\/play.google.com\/store\/apps\/details?id=com.fatakpay<\/a><\/p>\n\n\n\n<p>Link to the Website: https:\/\/fatakpay.com\/<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\", \n  \"@type\": \"BreadcrumbList\", \n  \"itemListElement\": [{\n    \"@type\": \"ListItem\", \n    \"position\": 1, \n    \"name\": \"Home\",\n    \"item\": \"https:\/\/www.fatakpay.com\"  \n  },{\n    \"@type\": \"ListItem\", \n    \"position\": 2, \n    \"name\": \"Blog\",\n    \"item\": \"https:\/\/www.fatakpay.com\/blog\"  \n  },{\n    \"@type\": \"ListItem\", \n    \"position\": 3, \n    \"name\": \"Personal Loan\",\n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\"  \n  },{\n    \"@type\": \"ListItem\", \n    \"position\": 4, \n    \"name\": \"Different Types of Loans\",\n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/types-of-loans\"  \n  }]\n}\n<\/script>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/personal-loan\/types-of-loans\"\n  },\n  \"headline\": \"Types of Loans: List of Different Loan Types Available in India\",\n  \"description\": \"Explore different types of loans in India including secured and unsecured loans. Learn features, uses, and which loan type is right for your needs.\",\n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\",  \n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"FatakPay\",\n    \"url\": \"https:\/\/www.fatakpay.com\"\n  },  \n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"FatakPay\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\"\n    }\n  },\n  \"datePublished\": \"11-04-2023\"\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>In essence, a loan is money that is lent with the assurance that it will be paid back over time. Your obligation to pay interest on any borrowed funds is established by the lender. coupled with the borrowed main sum. These are several types of loans that are offered in India. Various types of loans:<\/p>\n","protected":false},"author":1,"featured_media":6795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[97,98,95,121],"class_list":{"0":"post-4469","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance-tips","8":"tag-fatakpay","9":"tag-finance-tips","10":"tag-financial-wellness","11":"tag-loans"},"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/4469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=4469"}],"version-history":[{"count":9,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/4469\/revisions"}],"predecessor-version":[{"id":9199,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/4469\/revisions\/9199"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media\/6795"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=4469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=4469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=4469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}