{"id":5755,"date":"2025-10-17T18:18:09","date_gmt":"2025-10-17T12:48:09","guid":{"rendered":"https:\/\/fatakpay.com\/blog\/?p=5755"},"modified":"2025-11-08T15:11:30","modified_gmt":"2025-11-08T09:41:30","slug":"terms-conditions-first-time-gold-investment","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/","title":{"rendered":"Terms &amp; Conditions: 5% Return on 1st-Time Gold Investment"},"content":{"rendered":"\n<p><strong>Offer clarification:<\/strong> Begin your investments with a Welcome Bonus 5% Free Silver on your first<strong> <\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/fatakpay.com\/blog\/know-the-difference-digital-gold-vs-physical-gold-investment\/\" target=\"_blank\" rel=\"noopener\">Digital Gold<\/a><\/mark><strong> <\/strong>purchase of \u20b91,000<strong>+<\/strong> on FatakPay (upto \u20b9150). Read the full campaign T&amp;Cs below.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#Offer_Eligibility\" >Offer &amp; Eligibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#Qualifying_Investment\" >Qualifying Investment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#Reward_Mechanics\" >Reward Mechanics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#Fulfilment_Timelines\" >Fulfilment &amp; Timelines<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#Pricing_Charges_Risks\" >Pricing, Charges &amp; Risks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#Fair_Use_Fraud_Disputes\" >Fair Use, Fraud &amp; Disputes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#How_to_Avail_Quick_Steps\" >How to Avail (Quick Steps)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/fatakpay-brand-campaigns\/terms-conditions-first-time-gold-investment\/#General_Terms_Conditions\" >General Terms &amp; Conditions<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Offer_Eligibility\"><\/span><strong>Offer &amp; Eligibility<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Who can participate:<\/strong> Individuals aged 18+ with completed <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/fatakpay.com\/blog\/the-importance-of-kyc-when-taking-a-personal-loan-online\/\" target=\"_blank\" rel=\"noopener\">KYC<\/a><\/mark> on FatakPay.<\/li>\n\n\n\n<li><strong>First-time definition:<\/strong> Applies only to a user\u2019s first-ever Digital Gold purchase on FatakPay under the same KYC, device, and linked bank details.<\/li>\n<\/ul>\n\n\n\n<p><strong>Offer window:<\/strong> As communicated in-app\/on the campaign page. FatakPay may modify or end the offer at its discretion.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Qualifying_Investment\"><\/span><strong>Qualifying Investment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Minimum amount:<\/strong> <strong>\u20b91,000 or more<\/strong> in a <strong>single<\/strong> Digital Gold purchase.<\/li>\n\n\n\n<li><strong>Channel:<\/strong> Must be completed <strong>inside the <\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/link.ftkp.in\/2uSI\/dkasgvnf\" target=\"_blank\" rel=\"noopener\">FatakPay app<\/a><\/mark>.<\/li>\n<\/ul>\n\n\n\n<p><strong>Successful order:<\/strong> Payment confirmed and gold units allotted in the FatakPay Gold ledger. Failed, cancelled, or refunded orders do not qualify.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Reward_Mechanics\"><\/span><strong>Reward Mechanics<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Benefit:<\/strong> <strong>5% <\/strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/fatakpay.com\/blog\/gold-vs-silver-price-trend-2015-2025-how-to-invest-in-digital-gold\/\" target=\"_blank\" rel=\"noopener\">Digital Silver<\/a><\/mark> on the qualifying first purchase, capped at \u20b9150.<\/li>\n\n\n\n<li><strong>Examples:<\/strong> \u20b91,200 gold buy \u2192 \u20b960 silver; \u20b94,000 gold buy \u2192 \u20b9150 silver (cap).<\/li>\n\n\n\n<li><strong>Form of credit:<\/strong> Rupee value converted into silver units at the live buy rate at the time of credit.<\/li>\n<\/ul>\n\n\n\n<p><strong>Limit:<\/strong> One reward per eligible user; not transferable or encashable.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fulfilment_Timelines\"><\/span><strong>Fulfilment &amp; Timelines<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Credit timeline:<\/strong> Reward is credited immediately in your Niwish account. Login to the app to view the digital silver credited.<\/li>\n\n\n\n<li><strong>Amount: <\/strong>Amount credited is upon discretion of <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/fatakpay.com\/\" target=\"_blank\" rel=\"noopener\">FatakPay<\/a><\/mark> and users are eligible for upto maximum&nbsp; <strong>\u20b9150<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Where to view:<\/strong> Reflected under <strong>Silver<\/strong> holdings in the <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/web.fatakpay.com\/authentication\/login\" target=\"_blank\" rel=\"noopener\">FatakPay account<\/a><\/mark>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Pricing_Charges_Risks\"><\/span><strong>Pricing, Charges &amp; Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Market-linked:<\/strong> Prices of gold and silver fluctuate; past performance does not guarantee future results.<\/li>\n\n\n\n<li><strong>Taxes\/charges:<\/strong> Applicable taxes and partner charges apply net units allotted may vary.<\/li>\n<\/ul>\n\n\n\n<p><strong>Partner &amp; custody:<\/strong> Digital Gold\/Silver on FatakPay is offered <strong>in partnership with Niwish<\/strong>; custody and buy\/sell processes follow partner policies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Fair_Use_Fraud_Disputes\"><\/span><strong>Fair Use, Fraud &amp; Disputes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Abuse prevention:<\/strong> Duplicate accounts, device switching, or attempts to claim multiple rewards for the same individual are prohibited.<\/li>\n\n\n\n<li><strong>Right to withhold\/reverse:<\/strong> FatakPay may withhold or reverse rewards in cases of suspected fraud, ineligibility, or policy breach.<\/li>\n\n\n\n<li><strong>Final decision:<\/strong> FatakPay\u2019s decision on eligibility and fulfilment is <strong>final and binding<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>Support:<\/strong> Raise a ticket via the <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/link.ftkp.in\/2uSI\/dkasgvnf\" target=\"_blank\" rel=\"noopener\">app<\/a><\/mark> with your transaction reference for queries.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Avail_Quick_Steps\"><\/span><strong>How to Avail (Quick Steps)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Complete <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/fatakpay.com\/blog\/the-importance-of-kyc-when-taking-a-personal-loan-online\/\" target=\"_blank\" rel=\"noopener\">KYC<\/a><\/mark> on FatakPay.<\/li>\n\n\n\n<li>Go to <strong>Gold<\/strong> \u2192 Buy \u20b91,000+ Digital Gold (your first purchase on <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/web.fatakpay.com\/authentication\/login\" target=\"_blank\" rel=\"noopener\">FatakPay<\/a><\/mark>).<\/li>\n\n\n\n<li>Save payment confirmation.<\/li>\n<\/ol>\n\n\n\n<p>Receive 5% Digital Silver (up to \u20b9150) within the stated timeline.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"General_Terms_Conditions\"><\/span><strong>General Terms &amp; Conditions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For platform-wide rules on obligations, refunds\/cancellations, liabilities, dispute resolution, modifications, and other policies, please read<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\"><a href=\"https:\/\/fatakpay.com\/terms-condition\" target=\"_blank\" rel=\"noopener\"> <strong>General Terms &amp; Conditions<\/strong><\/a><\/mark>. Participation implies acceptance of these campaign-specific terms <strong>and<\/strong> the General T&amp;Cs. FatakPay may modify, pause, or withdraw the offer with reasonable notice where practicable.<\/p>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"headline\": \"Terms & Conditions for First-Time Gold Investment Offer\",\n  \"description\": \"Read the complete terms and conditions for FatakPay\u2019s first-time gold investment offer. 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Qualifying Investment Successful order:<\/p>\n","protected":false},"author":1,"featured_media":5756,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[259],"tags":[],"class_list":{"0":"post-5755","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-fatakpay-brand-campaigns"},"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/5755","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=5755"}],"version-history":[{"count":20,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/5755\/revisions"}],"predecessor-version":[{"id":6513,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/5755\/revisions\/6513"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media\/5756"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=5755"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=5755"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=5755"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}