{"id":8867,"date":"2026-03-14T23:28:10","date_gmt":"2026-03-14T17:58:10","guid":{"rendered":"https:\/\/fatakpay.com\/blog\/?p=8867"},"modified":"2026-03-14T23:28:14","modified_gmt":"2026-03-14T17:58:14","slug":"is-660-credit-score-good-or-bad","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/","title":{"rendered":"Is a 660 Credit Score Good or Bad?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Introduction\" >Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#What_Does_a_660_CIBIL_Score_Mean\" >What Does a 660 CIBIL Score Mean<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Credit_Score_Range\" >Credit Score Range<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#What_Does_a_660_CIBIL_Score_Mean_Across_Different_Bureaus\" >What Does a 660 CIBIL Score Mean Across Different Bureaus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Is_a_660_Credit_Score_Good_or_Bad\" >Is a 660 Credit Score Good or Bad?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Can_You_Get_a_Personal_Loan_with_a_660_CIBIL_Score\" >Can You Get a Personal Loan with a 660 CIBIL Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Can_You_Get_a_Credit_Card_with_a_660_CIBIL_Score\" >Can You Get a Credit Card with a 660 CIBIL Score<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#How_to_Improve_Credit_Score_from_660_to_750\" >How to Improve Credit Score from 660 to 750+<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Steps_to_Improve_CIBIL_Score\" >Steps to Improve CIBIL Score<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#How_Long_Does_It_Take_to_Improve_a_660_CIBIL_Score\" >How Long Does It Take to Improve a 660 CIBIL Score?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Estimated_Timeline\" >Estimated Timeline<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Ideal_CIBIL_Score_to_Aim_For\" >Ideal CIBIL Score to Aim For<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Ideal_Credit_Score_Levels\" >Ideal Credit Score Levels<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Key_Features_of_Your_Credit_Report\" >Key Features of Your Credit Report<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Important_Sections\" >Important Sections<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#FAQs\" >FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#1_Is_a_660_credit_score_good_or_bad\" >1. Is a 660 credit score good or bad?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#2_Can_I_get_a_personal_loan_with_a_660_CIBIL_score\" >2. Can I get a personal loan with a 660 CIBIL score?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#3_How_can_I_improve_CIBIL_score_from_660_to_750\" >3. How can I improve CIBIL score from 660 to 750?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#4_What_is_the_ideal_CIBIL_score_for_loans\" >4. What is the ideal CIBIL score for loans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/is-660-credit-score-good-or-bad\/#5_How_can_I_check_my_CIBIL_score\" >5. How can I check my CIBIL score?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Your credit score is one of the most important factors lenders consider when evaluating loan or credit card applications. In India, this score is usually measured using the CIBIL scoring system, which ranges from 300 to 900.<\/p>\n\n\n\n<p>Many borrowers often ask: Is a 660 credit score good or bad? While it is not considered poor, it is also not ideal for securing the best financial opportunities.<\/p>\n\n\n\n<p>In this guide, we explain what a 660 CIBIL score means, how lenders view it, and practical steps to improve CIBIL score over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_a_660_CIBIL_Score_Mean\"><\/span><strong>What Does a 660 CIBIL Score Mean<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A 660 CIBIL score falls within the fair credit score range. It indicates that the borrower has some credit history but may have minor repayment issues, higher credit utilisation, or limited credit experience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Credit_Score_Range\"><\/span><strong>Credit Score Range<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Credit Score Range<\/strong><\/td><td><strong>Rating<\/strong><\/td><\/tr><tr><td>750 \u2013 900<\/td><td>Excellent<\/td><\/tr><tr><td>700 \u2013 749<\/td><td>Good<\/td><\/tr><tr><td>650 \u2013 699<\/td><td>Fair<\/td><\/tr><tr><td>600 \u2013 649<\/td><td>Low<\/td><\/tr><tr><td>Below 600<\/td><td>Poor<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>A 660 credit score sits in the fair category, meaning lenders may approve loans but might apply stricter conditions.<\/p>\n\n\n\n<p>Understanding this credit score range helps borrowers assess their financial profile and plan improvements.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_a_660_CIBIL_Score_Mean_Across_Different_Bureaus\"><\/span><strong>What Does a 660 CIBIL Score Mean Across Different Bureaus<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>India has multiple credit bureaus that calculate credit scores based on similar credit data but slightly different scoring models.<\/p>\n\n\n\n<p>Major credit bureaus include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>TransUnion CIBIL<br><\/li>\n\n\n\n<li>Experian<br><\/li>\n\n\n\n<li>Equifax<br><\/li>\n\n\n\n<li>CRIF High Mark<br><\/li>\n<\/ul>\n\n\n\n<p>A 660 CIBIL score from TransUnion CIBIL usually indicates a moderate credit profile, but the exact score from other bureaus may vary slightly.<\/p>\n\n\n\n<p>Regardless of the bureau, maintaining a higher score improves financial credibility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_a_660_Credit_Score_Good_or_Bad\"><\/span><strong>Is a 660 Credit Score Good or Bad?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you are wondering is 660 credit score good or bad, the answer lies somewhere in the middle.<\/p>\n\n\n\n<p>A 660 credit score is:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Better than a poor credit score<br><\/li>\n\n\n\n<li>Acceptable for some lenders<br><\/li>\n\n\n\n<li>Below the ideal range for premium credit offers<br><\/li>\n<\/ul>\n\n\n\n<p>Most lenders consider 750+ as an ideal score, so a 660 score indicates room for improvement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_You_Get_a_Personal_Loan_with_a_660_CIBIL_Score\"><\/span><strong>Can You Get a Personal Loan with a 660 CIBIL Score<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes, it is possible to get a loan with a 660 CIBIL score, but approval may depend on other factors such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Income level<br><\/li>\n\n\n\n<li>Employment stability<br><\/li>\n\n\n\n<li>Existing loan obligations<br><\/li>\n\n\n\n<li>Credit history length<br><\/li>\n<\/ul>\n\n\n\n<p>Borrowers with a 660 credit score may face:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Higher interest rates<br><\/li>\n\n\n\n<li>Lower loan eligibility<br><\/li>\n\n\n\n<li>Additional verification checks<br><\/li>\n<\/ul>\n\n\n\n<p>Improving your score before applying can increase approval chances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_You_Get_a_Credit_Card_with_a_660_CIBIL_Score\"><\/span><strong>Can You Get a Credit Card with a 660 CIBIL Score<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Getting a credit card with a 660 CIBIL score is possible, but options may be limited.<\/p>\n\n\n\n<p>Lenders may offer:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basic credit cards<br><\/li>\n\n\n\n<li>Lower credit limits<br><\/li>\n\n\n\n<li>Secured credit cards against deposits<br><\/li>\n<\/ul>\n\n\n\n<p>Premium credit cards usually require a higher credit score.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Improve_Credit_Score_from_660_to_750\"><\/span><strong>How to Improve Credit Score from 660 to 750+<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If your score is around 660, improving it can unlock better financial opportunities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Steps_to_Improve_CIBIL_Score\"><\/span><strong>Steps to Improve CIBIL Score<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Pay EMIs and credit card bills on time<br><br>Payment history is the biggest factor affecting your credit score.<br><\/li>\n\n\n\n<li>Reduce credit utilisation<br><br>Keep usage below 30\u201340% of your credit limit.<br><\/li>\n\n\n\n<li>Avoid multiple loan applications<br><br>Too many enquiries may reduce your score.<br><\/li>\n\n\n\n<li>Clear outstanding dues<br><br>Paying overdue balances helps improve credit profile.<br><\/li>\n\n\n\n<li>Maintain older credit accounts<br><br>Longer credit history strengthens your credit report.<br><\/li>\n<\/ol>\n\n\n\n<p>These steps help improve CIBIL score steadily.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Long_Does_It_Take_to_Improve_a_660_CIBIL_Score\"><\/span><strong>How Long Does It Take to Improve a 660 CIBIL Score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Improving a credit score takes time and consistent financial discipline.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Estimated_Timeline\"><\/span><strong>Estimated Timeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Action<\/strong><\/td><td><strong>Time for Impact<\/strong><\/td><\/tr><tr><td>Clearing overdue payments<\/td><td>1\u20133 months<\/td><\/tr><tr><td>Reducing credit utilisation<\/td><td>2\u20134 months<\/td><\/tr><tr><td>Consistent repayment behaviour<\/td><td>6\u201312 months<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>With responsible credit behaviour, borrowers can gradually move from a 660 CIBIL score to a stronger profile.<\/p>\n\n\n\n<p>Monitoring your credit regularly helps track progress. Products like <a href=\"https:\/\/link.ftkp.in\/2uSI\/si8ubmv9\" target=\"_blank\" rel=\"noopener\">FatakUdaan<\/a> from FatakPay allow users to check their credit score, understand their credit behaviour, and learn practical steps to improve their credit health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ideal_CIBIL_Score_to_Aim_For\"><\/span><strong>Ideal CIBIL Score to Aim For<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Financial experts generally recommend maintaining a credit score above 750.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ideal_Credit_Score_Levels\"><\/span><strong>Ideal Credit Score Levels<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Score<\/strong><\/td><td><strong>Meaning<\/strong><\/td><\/tr><tr><td>750+<\/td><td>Ideal for loans and credit cards<\/td><\/tr><tr><td>700\u2013749<\/td><td>Good<\/td><\/tr><tr><td>650\u2013699<\/td><td>Fair<\/td><\/tr><tr><td>Below 650<\/td><td>Needs improvement<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>A higher score increases the chances of better loan terms and faster approvals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features_of_Your_Credit_Report\"><\/span><strong>Key Features of Your Credit Report<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Your credit report contains detailed financial information that influences your credit score.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Important_Sections\"><\/span><strong>Important Sections<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal information<br><\/li>\n\n\n\n<li>Loan account history<br><\/li>\n\n\n\n<li>Credit card details<br><\/li>\n\n\n\n<li>Repayment records<br><\/li>\n\n\n\n<li>Credit enquiries<br><\/li>\n<\/ul>\n\n\n\n<p>Reviewing your report regularly helps identify issues affecting your score.<\/p>\n\n\n\n<p>Using products like FatakUdaan from FatakPay makes it easier to <a href=\"https:\/\/fatakpay.com\/check-credit-score?utm_source=blog&amp;utm_medium=internal&amp;utm_campaign=product_interlinking\" target=\"_blank\" rel=\"noopener\">check CIBIL score<\/a>, monitor your credit report, and understand how to improve your credit health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A 660 credit score is considered fair but not ideal. While it may allow access to certain loans or credit cards, borrowers may face stricter lending conditions.<\/p>\n\n\n\n<p>If you are wondering is 660 credit score good or bad, the answer is that it is acceptable but should ideally be improved.<\/p>\n\n\n\n<p>By maintaining timely payments, reducing credit utilisation, and monitoring your credit profile regularly, you can gradually improve CIBIL score and move toward the ideal range of 750 or above.<\/p>\n\n\n\n<p>Products like FatakUdaan from FatakPay help users track their credit health and take steps toward building a stronger credit profile.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Is_a_660_credit_score_good_or_bad\"><\/span><strong>1. Is a 660 credit score good or bad?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A 660 credit score is considered fair. While it may allow loan approval in some cases, it is not considered an ideal score.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Can_I_get_a_personal_loan_with_a_660_CIBIL_score\"><\/span><strong>2. Can I get a personal loan with a 660 CIBIL score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes, some lenders may approve loans, but interest rates may be higher and loan limits lower.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_How_can_I_improve_CIBIL_score_from_660_to_750\"><\/span><strong>3. How can I improve CIBIL score from 660 to 750?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pay EMIs on time, reduce credit utilisation, avoid multiple loan enquiries, and clear outstanding dues.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_What_is_the_ideal_CIBIL_score_for_loans\"><\/span><strong>4. What is the ideal CIBIL score for loans?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A CIBIL score above 750 is generally considered ideal for loan approvals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_How_can_I_check_my_CIBIL_score\"><\/span><strong>5. How can I check my CIBIL score?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can check CIBIL score through credit bureau websites or financial platforms that offer credit monitoring services.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n\"@context\":\"https:\/\/schema.org\",\n\"@type\":\"FAQPage\",\n\"mainEntity\":[\n{\n\"@type\":\"Question\",\n\"name\":\"Is a 660 credit score good or bad?\",\n\"acceptedAnswer\":{\n\"@type\":\"Answer\",\n\"text\":\"A 660 credit score is considered fair. While it may allow loan approval in some cases, it is not considered an ideal score.\"\n}\n},\n{\n\"@type\":\"Question\",\n\"name\":\"Can I get a personal loan with a 660 CIBIL score?\",\n\"acceptedAnswer\":{\n\"@type\":\"Answer\",\n\"text\":\"Yes, some lenders may approve loans, but interest rates may be higher and loan limits lower.\"\n}\n},\n{\n\"@type\":\"Question\",\n\"name\":\"How can I improve CIBIL score from 660 to 750?\",\n\"acceptedAnswer\":{\n\"@type\":\"Answer\",\n\"text\":\"Pay EMIs on time, reduce credit utilisation, avoid multiple loan enquiries, and clear outstanding dues.\"\n}\n},\n{\n\"@type\":\"Question\",\n\"name\":\"What is the ideal CIBIL score for loans?\",\n\"acceptedAnswer\":{\n\"@type\":\"Answer\",\n\"text\":\"A CIBIL score above 750 is generally considered ideal for loan approvals.\"\n}\n},\n{\n\"@type\":\"Question\",\n\"name\":\"How can I check my CIBIL score?\",\n\"acceptedAnswer\":{\n\"@type\":\"Answer\",\n\"text\":\"You can check your CIBIL score through credit bureau websites or financial platforms that offer credit monitoring services.\"\n}\n}\n]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Your credit score is one of the most important factors lenders consider when evaluating loan or credit card applications. In India, this score is usually measured using the CIBIL scoring system, which ranges from 300 to 900. Many borrowers often ask: Is a 660 credit score good or bad? While it is not considered<\/p>\n","protected":false},"author":1,"featured_media":8875,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[164],"tags":[],"class_list":{"0":"post-8867","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-score"},"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/8867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=8867"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/8867\/revisions"}],"predecessor-version":[{"id":8868,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/8867\/revisions\/8868"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media\/8875"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=8867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=8867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=8867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}