| Personal Loan <\/td> | 650-700 (NBFCs); 700\u2013750 (banks) <\/td> | 650+, 7 mins, no salary slip<\/strong> <\/td><\/tr>| Home Loan <\/td> | 700-750 <\/td> | 700+ recommended <\/td><\/tr> | | Credit Card <\/td> | 700+ <\/td> | \u2014 <\/td><\/tr> | | Car Loan <\/td> | 680-700 <\/td> | \u2014 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<\/span>How to Check Your Credit Score for Free in India<\/strong> <\/span><\/h2>\n\n\n\n\n- Visit the FatakPay app or official TransUnion CIBIL website\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- Enter your PAN card number and personal details\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- Verify identity via OTP on your Aadhaar-linked mobile number\u00a0<\/li>\n<\/ol>\n\n\n\n
\n- View your full\u00a0CIBIL score range<\/strong>\u00a0position and\u00a0credit\u00a0report instantly, soft inquiry, zero score impact\u00a0<\/li>\n<\/ol>\n\n\n\n
<\/span>FAQs<\/strong> <\/span><\/h2>\n\n\n\n<\/span>What Is a Good CIBIL Score in India?<\/strong> <\/span><\/h3>\n\n\n\nWhat is a good CIBIL score? A score of 700+ is considered good; 750\u2013900 is excellent. The good CIBIL score range of 750 and above gives you access to the best interest rates, highest loan amounts, and fastest approvals across banks and NBFCs in India. <\/p>\n\n\n\n <\/span>Is 700 a Good Credit Score in India?<\/strong> <\/span><\/h3>\n\n\n\nYes, 700 places you in the “Good” band of the CIBIL score range and qualifies you for most loan products from banks and NBFCs. It is not the best possible score, but it is well above the rejection threshold and will typically get you competitive terms. <\/p>\n\n\n\n | |