{"id":9628,"date":"2026-06-23T11:04:54","date_gmt":"2026-06-23T05:34:54","guid":{"rendered":"https:\/\/www.fatakpay.com\/blog\/?p=9628"},"modified":"2026-06-23T11:25:39","modified_gmt":"2026-06-23T05:55:39","slug":"how-to-build-your-credit-score-from-scratch","status":"publish","type":"post","link":"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/","title":{"rendered":"How to Build Your Credit Score from Scratch in India\u00a0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you have never taken a loan or used a credit card, you may not have a credit score yet. Many first-time borrowers in India fall into the &#8220;new to credit&#8221; category and often struggle to get approved for loans. The good news is that building a strong credit profile is easier than most people think.&nbsp;If you are wondering how to build credit from scratch, the key is to start with a small credit product and&nbsp;maintain&nbsp;a consistent repayment record over time.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To build credit from scratch in India, get a secured credit card backed by a fixed deposit, use it regularly, and pay your bills in full every month.&nbsp;Your&nbsp;<a href=\"https:\/\/www.fatakpay.com\/check-cibil-score\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>CIBIL score<\/strong><\/a>&nbsp;can start appearing within 3\u20136 months, and a score above 700 is achievable within 12-18 months with consistent repayment behaviour.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#What_Does_%E2%80%9CNew_to_Credit%E2%80%9D_NTC_Mean\" >What Does &#8220;New to Credit&#8221; (NTC) Mean?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#6_Proven_Ways_to_Build_Credit_Score_from_Zero\" >6 Proven Ways to Build Credit Score from Zero&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#1_Get_a_Secured_Credit_Card_Against_FD\" >1. Get a Secured Credit Card (Against FD)&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#2_Use_the_Card_Every_Month_and_Pay_in_Full\" >2. Use the Card Every Month and Pay in Full&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#3_Consider_a_Small_Credit_Builder_Loan\" >3. Consider a Small Credit Builder Loan&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#4_Become_an_Authorised_User_on_a_Family_Credit_Card\" >4. Become an Authorised User on a Family Credit Card&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#5_Ensure_Bills_Are_Linked_to_Your_Name\" >5. Ensure Bills Are Linked to Your Name&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#6_Keep_Credit_Utilisation_Below_30\" >6. Keep Credit Utilisation Below 30%&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#Conclusion\" >Conclusion&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#FAQs_on_Building_Credit_Score_from_Scratch\" >FAQs on Building Credit Score from Scratch&nbsp;<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#How_do_I_get_a_loan_with_no_credit_history_in_India\" >How do I get a loan with no credit history in India?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#How_long_does_it_take_to_build_credit_score_from_scratch\" >How long does it take to build credit score from scratch?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#What_is_a_secured_credit_card_in_India\" >What is a secured credit card in India?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#Can_I_build_credit_score_without_a_credit_card\" >Can I build credit score without a credit card?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/#What_CIBIL_score_do_I_start_with_as_a_new_borrower\" >What CIBIL score do I start with as a new borrower?&nbsp;<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Does_%E2%80%9CNew_to_Credit%E2%80%9D_NTC_Mean\"><\/span>What Does &#8220;New to Credit&#8221; (NTC) Mean?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A new-to-credit (NTC) borrower has no credit history, so credit bureaus may display their profile as NA or a CIBIL score of -1. While lenders have no repayment record to assess, this is not a negative mark, it simply means you are beginning your credit journey.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The good news is that building a strong credit profile is entirely achievable.\u00a0With responsible credit usage and\u00a0timely\u00a0repayments, many borrowers can build a 700+ credit score within 12\u201318 months, which is often above the\u00a0<a href=\"https:\/\/www.fatakpay.com\/blog\/credit-score\/credit-score-for-personal-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>minimum CIBIL score for personal loan<\/strong><\/a>\u00a0eligibility at many lenders.\u00a0Understanding how to build a credit score from scratch can help first-time borrowers improve their chances of qualifying for future loans and credit cards.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Proven_Ways_to_Build_Credit_Score_from_Zero\"><\/span>6 Proven Ways to Build Credit Score from Zero&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Get_a_Secured_Credit_Card_Against_FD\"><\/span>1. Get a Secured Credit Card (Against FD)&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A secured credit card backed by a fixed deposit (e.g., \u20b910,000 FD) can help build your credit history. By using the card for small expenses and paying bills on time every month, you can start improving your credit score within about six months.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Use_the_Card_Every_Month_and_Pay_in_Full\"><\/span>2. Use the Card Every Month and Pay in Full&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Taking a small personal loan of \u20b910,000-\u20b920,000 and repaying EMIs on time can build a positive credit history. Understanding\u00a0<a href=\"https:\/\/www.fatakpay.com\/blog\/personal-loan\/impact-of-personal-loan-on-credit-score\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>how personal loans affect your credit score<\/strong><\/a>\u00a0helps you use credit responsibly and improve your credit profile over time.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Consider_a_Small_Credit_Builder_Loan\"><\/span>3. Consider a Small Credit Builder Loan&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Being added as an authorised user on a family member\u2019s credit card may allow you to&nbsp;benefit&nbsp;from their strong credit history, potentially increasing your credit age and making your credit profile more attractive to lenders.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Become_an_Authorised_User_on_a_Family_Credit_Card\"><\/span>4. Become an Authorised User on a Family Credit Card&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Credit builder loans help new borrowers&nbsp;establish&nbsp;credit by reporting EMI repayments to credit bureaus. The loan amount is usually held as a fixed deposit and released after full repayment, helping improve your credit score over time.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Ensure_Bills_Are_Linked_to_Your_Name\"><\/span>5. Ensure Bills Are Linked to Your Name&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Keeping utility bills such as electricity, gas, or broadband in your name can strengthen your financial profile, as some lenders and credit bureaus consider these alternate payment records when assessing creditworthiness.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Keep_Credit_Utilisation_Below_30\"><\/span>6. Keep Credit Utilisation Below 30%&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Maintain low credit utilisation from the beginning of your credit journey. If your credit card limit is \u20b910,000, try to keep your monthly spending below \u20b93,000. Low utilisation signals responsible credit management and can positively influence your credit score over time.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Building a credit score from scratch takes time, but responsible credit usage,\u00a0timely\u00a0payments, and avoiding common mistakes can help you\u00a0establish\u00a0a strong credit profile. Consistent good habits can improve your score and increase your chances of future loan and credit approvals. You may also\u00a0<a href=\"https:\/\/www.fatakpay.com\/personal-loan\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>apply for a personal loan<\/strong><\/a><em>\u00a0<\/em>to start your credit history\u00a0if you have a stable income and can comfortably manage repayments.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Building_Credit_Score_from_Scratch\"><\/span>FAQs on Building Credit Score from Scratch&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_do_I_get_a_loan_with_no_credit_history_in_India\"><\/span>How do I get a loan with no credit history in India?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can start with a secured credit card, credit-builder product, or lenders that evaluate income and banking behaviour in addition to credit history.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_long_does_it_take_to_build_credit_score_from_scratch\"><\/span>How long does it take to build credit score from scratch?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most borrowers see their first score within 3-6 months, while a score above 700 may take 12\u201318 months of responsible credit usage.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_a_secured_credit_card_in_India\"><\/span>What is a secured credit card in India?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A secured credit card is issued against a fixed deposit and is designed to help new-to-credit borrowers&nbsp;establish&nbsp;a credit history.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_I_build_credit_score_without_a_credit_card\"><\/span>Can I build credit score without a credit card?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Small loans, credit-builder products, and other reported credit accounts can also help build your credit profile.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_CIBIL_score_do_I_start_with_as_a_new_borrower\"><\/span>What CIBIL score do I start with as a new borrower?&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">New borrowers usually start with no credit score (shown as NA or -1). By using credit responsibly, keeping&nbsp;utilization&nbsp;low, and making&nbsp;timely&nbsp;payments, you can build a strong credit profile and improve your chances of future loan and credit card approvals.&nbsp;<\/p>\n\n\n\n<script type=\"application\/ld+json\"> \n\n{ \n\n  \"@context\": \"https:\/\/schema.org\/\",  \n\n  \"@type\": \"BreadcrumbList\",  \n\n  \"itemListElement\": [{ \n\n    \"@type\": \"ListItem\",  \n\n    \"position\": 1,  \n\n    \"name\": \"Home\", \n\n    \"item\": \"https:\/\/www.fatakpay.com\"   \n\n  },{ \n\n    \"@type\": \"ListItem\",  \n\n    \"position\": 2,  \n\n    \"name\": \"Blog\", \n\n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/\"   \n\n  },{ \n\n    \"@type\": \"ListItem\",  \n\n    \"position\": 3,  \n\n    \"name\": \"Credit Score\", \n\n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/credit-score\/\"   \n\n  },{ \n\n    \"@type\": \"ListItem\",  \n\n    \"position\": 4,  \n\n    \"name\": \"How to Build Your Credit Score from Scratch\", \n\n    \"item\": \"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/\"   \n\n  }] \n\n} \n\n<\/script>\n\n\n\n<script type=\"application\/ld+json\"> \n\n{ \n\n  \"@context\": \"https:\/\/schema.org\", \n\n  \"@type\": \"BlogPosting\", \n\n  \"mainEntityOfPage\": { \n\n    \"@type\": \"WebPage\", \n\n    \"@id\": \"https:\/\/www.fatakpay.com\/blog\/credit-score\/how-to-build-your-credit-score-from-scratch\/\" \n\n  }, \n\n  \"headline\": \"How to Build Credit from Scratch: 6 Easy Ways to Start | FatakPay\", \n\n  \"description\": \"Learn how to build your credit score from scratch, establish credit history, improve credit health, and increase your chances of loan approval.\", \n\n  \"image\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\",   \n\n  \"author\": { \n\n    \"@type\": \"Organization\", \n\n    \"name\": \"FatakPay\", \n\n    \"url\": \"https:\/\/www.fatakpay.com\" \n\n  },   \n\n  \"publisher\": { \n\n    \"@type\": \"Organization\", \n\n    \"name\": \"FatakPay\", \n\n    \"logo\": { \n\n      \"@type\": \"ImageObject\", \n\n      \"url\": \"https:\/\/www.fatakpay.com\/navbar-assest\/Logo-2.png\" \n\n    } \n\n  }, \n\n  \"datePublished\": \"2026-06-23\", \n\n  \"dateModified\": \"2026-06-23\" \n\n} \n\n<\/script> \n\n\n\n<script type=\"application\/ld+json\"> \n\n{ \n\n  \"@context\": \"https:\/\/schema.org\", \n\n  \"@type\": \"FAQPage\", \n\n  \"mainEntity\": [{ \n\n    \"@type\": \"Question\", \n\n    \"name\": \"How do I get a loan with no credit history in India?\", \n\n    \"acceptedAnswer\": { \n\n      \"@type\": \"Answer\", \n\n      \"text\": \"You can start with a secured credit card, credit-builder product, or lenders that evaluate income and banking behaviour in addition to credit history.\" \n\n    } \n\n  },{ \n\n    \"@type\": \"Question\", \n\n    \"name\": \"How long does it take to build credit score from scratch?\", \n\n    \"acceptedAnswer\": { \n\n      \"@type\": \"Answer\", \n\n      \"text\": \"Most borrowers see their first score within 3-6 months, while a score above 700 may take 12\u201318 months of responsible credit usage.\" \n\n    } \n\n  },{ \n\n    \"@type\": \"Question\", \n\n    \"name\": \"What is a secured credit card in India?\", \n\n    \"acceptedAnswer\": { \n\n      \"@type\": \"Answer\", \n\n      \"text\": \"A secured credit card is issued against a fixed deposit and is designed to help new-to-credit borrowers establish a credit history.\" \n\n    } \n\n  },{ \n\n    \"@type\": \"Question\", \n\n    \"name\": \"Can I build credit score without a credit card?\", \n\n    \"acceptedAnswer\": { \n\n      \"@type\": \"Answer\", \n\n      \"text\": \"Yes. Small loans, credit-builder products, and other reported credit accounts can also help build your credit profile.\" \n\n    } \n\n  },{ \n\n    \"@type\": \"Question\", \n\n    \"name\": \"What CIBIL score do I start with as a new borrower?\", \n\n    \"acceptedAnswer\": { \n\n      \"@type\": \"Answer\", \n\n      \"text\": \"New borrowers usually start with no credit score (shown as NA or -1). By using credit responsibly, keeping utilization low, and making timely payments, you can build a strong credit profile and improve your chances of future loan and credit card approvals.\" \n\n    } \n\n  }] \n\n} \n\n<\/script>  \n","protected":false},"excerpt":{"rendered":"<p>If you have never taken a loan or used a credit card, you may not have a credit score yet. Many first-time borrowers in India fall into the &#8220;new to credit&#8221; category and often struggle to get approved for loans. The good news is that building a strong credit profile is easier than most people<\/p>\n","protected":false},"author":1,"featured_media":9644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[164],"tags":[],"class_list":["post-9628","post","type-post","status-publish","format-standard","has-post-thumbnail","category-credit-score"],"_links":{"self":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/9628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/comments?post=9628"}],"version-history":[{"count":1,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/9628\/revisions"}],"predecessor-version":[{"id":9629,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/posts\/9628\/revisions\/9629"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media\/9644"}],"wp:attachment":[{"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/media?parent=9628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/categories?post=9628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fatakpay.com\/blog\/wp-json\/wp\/v2\/tags?post=9628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}