How can we help you?
Getting Started
KYC & Verification
Bank & Auto-Debit
Loan Application
Loan Disbursement
Loan Repayment
Loan Closure
Corporate Solutions
Tech Support
Credit Score & Report
General Queries
Fraud Protection
Credit Cards
Insurance
Gold & Silver
Job Portal
What is FatakPay Digital Private Ltd (FatakPay) and how does it work?
FatakPay is a digital wellness platform for all your financial needs. We empower individuals with instant access to loans, insurance, digital gold/silver investments, bill payments, rewards and more, offering a seamless, transparent, and secure way to manage everyday financial needs. Further, we help businesses enhance employee well-being through a zero-cost, zero-liability solution that includes salary advances, earned wage access, insurance cover, and financial education tools.
You can use our services either through the FatakPay application (available on Play Store and App Store) or through the web portal web.FatakPay.com .
Who can use FatakPay services?
Any Indian citizen aged between 21 and 60 years having a valid PAN and Aadhaar can apply for a loan through the FatakPay platform.
Is FatakPay RBI-registered or partnered with an NBFC?
FatakPay is a lending service provider and has partnered with multiple NBFCs to provide loans through its platform. FatakPay is listed in the RBI’s Public Directory of Digital Lending Apps deployed by Regulated Entities, and is a member of FACE (Fintech Association of Consumer Empowerment) which is a RBI recognized SRO Body for fintechs in India.
What services are available in the app?
- Loan up to ₹20,000 - instant money for emergency needs.
- Up to ₹5 Lakh personal loan for aspirational needs.
- Free Credit Bureau Report: Track your credit health with regular credit reports.
- Various kinds of Insurance*
- Investment in digital gold and silver from just ₹10*
- Credit card with powerful spending features*
- Job Portal with 5 Lakh + Vacancies (Available only for B2C customers)
- Recharge & Pay Bills (BBPS): Manage all recharges and bill payments from one app
- Offers & Rewards on 5000+ Nationwide Brands: Get exciting deals and cashback on top brands.
- Financial wellness and education blogs
- Additionally, for employees of our Corporate (B2B) partners:
- Salary Advance: Access up to 40% of your earned salary anytime.
- Earned Wage Access (EWA).
- Free personal accident Insurance of ₹1 lakh.
- All the above benefits included.
How do I install and register on the FatakPay app?
The FatakPay App can be downloaded from the Google Play Store or Apple App Store.
Once you open the app, you will be prompted to enter your mobile number and validate it using OTP. Further, you will need to provide your PAN number, Aadhaar number and selfie.
Can I use the app without a PAN or Aadhaar?
Unfortunately, you cannot use the app without a PAN no. or Aadhaar no. These are mandatory documents required to proceed in the platform journey.
Is FatakPay available in my city?
FatakPay platform is serviceable PAN India. However, our certain loan offerings are available across limited pin-codes at the moment. In order to check whether your pin-code is serviceable, you need to allow location access in the app.
