India’s Quickest Multi-Purpose
Get up to ₹5 LakhPersonal Loan in Maharashtra
No Collateral Required
Instant Approval
Tenure up to 48 months
Find The Right Fatak Loan For You
One platform | Three powerful options.
Whether you're new to credit, building stability or financially secure, FatakPay has a loan product designed just for you.
One platform | Three powerful options. Whether you're new to credit, building stability or financially secure, FatakPay has a loan product designed just for you.
Loan up to ₹60k
Tenure 9 months
PF up to 6%
Interest Rate: 18% - 36%
Loan up to ₹3 lakh
Tenure 36 months
PF: 5%
Interest Rate: 18% - 30%
Loan up to ₹5 lakh
Tenure 48 months
PF: 2%
Interest Rate: 15% - 18%
Quick Personal Loan In
Just 4 Simple Steps
Sign In
Enter mobile number and OTP.
KYC Verification
Verify basic documents like Aadhaar & PAN Card
Loan Offer
Accept the given loan offer”
Loan Disbursal
The loan gets credited in 1 minute to your bank account
FatakPay Personal Loan Eligibility Criteria
Nationality: Indian Citizen
Age: Between 21 and 55 years
Documentation: Selfie, Aadhaar & PAN Card
Income Proof
Profile: Salaried, Self-employeed
Why Apply For A Personal Loan On FatakPay?
Loan options for everyone
Whether you earn ₹15,000 or ₹50,000+, we have the right loan for your income and needs
Minimal docs. Maximum speed.
No heavy documents needed. Just simple steps and quick approvals — get up to ₹5 lakhs
Completely Digital Process
From applying to getting money in your account — everything happens on your phone with FatakPay
Start Your Loan Journey Instantly!
Experience financial freedom with FatakPay’s reliable and
transparent personal loan services in Maharashtra
Experience financial freedom with FatakPay’s reliable and transparent personal loan services in Maharashtra
Check Eligibility
Verify Documents
Get your Loan Offer
Smart Ways To Use Your Loan
Our personal loans are designed to support your financial goals, whatever they may be.
Whether you are planning a trip, paying for education, covering unexpected expenses
or managing personal needs — use the funds where they matter most to you.
Our personal loans are designed to support your financial goals, whatever they may be.Whether you are planning a trip, paying for education, covering unexpected expenses or managing personal needs — use the funds where they matter most to you.
Travel
Education
Emergency
Shopping
Wedding
Birthday
Renovation
Low Salary
Holidays
Check Your
Credit Score
for FREE!
Made For India’s Hardest Worker
Happy customers are our true wealth
Ramesh Gupta
8 July 2025
Mujhe ghar renovate karna tha aur paise arrange karna tough tha. FatakPay se personal loan apply kiya, 1 din mai loan amount mere account mai aa gaya. Bank ke comparison mein bahut jyada fast and easily loan mila.
Divya Menon
12 March 2025
FatakPay Personal Loan was the smoothest loan I’ve ever taken. Just uploaded basic documents, KYC done, and the approval came quickly. ₹25,000 loan with the easiest process ever!
Ashish Verma
29 January 2025
My experience with the FatakPay app was seamless. The loan application is quick, fully online, and requires minimal documents. Approval was fast, and the amount was credited promptly. The app is simple to use, showing clear EMI details and offering flexible repayment options.
Madhu Sravan
23 April 2024
Taking a personal loan with FatakPay was super easy. Customer support was responsive whenever I had questions. Overall, it’s a reliable and hassle-free choice for a personal loan. Approval was fast and the money reached my account quickly.
Anjali Deshpande
10 July 2025
Understanding the interest rates was easy, and the loan terms were clearly explained. I took a ₹25,000 personal loan for my child’s education. With other lenders, there’s usually a lot of confusion, but FatakPay made everything straightforward. This built my trust in them.
Harshad Mehta
5 August 2025
FatakPay is definitely one of the best apps for loan approvals. The application process is simple, not tricky or time-consuming. The interface is easy to navigate and very user-friendly!
Ramesh Gupta
8 July 2025
Mujhe ghar renovate karna tha aur paise arrange karna tough tha. FatakPay se personal loan apply kiya, 1 din mai loan amount mere account mai aa gaya. Bank ke comparison mein bahut jyada fast and easily loan mila.
Divya Menon
12 March 2025
FatakPay Personal Loan was the smoothest loan I’ve ever taken. Just uploaded basic documents, KYC done, and the approval came quickly. ₹25,000 loan with the easiest process ever!
Ashish Verma
29 January 2025
My experience with the FatakPay app was seamless. The loan application is quick, fully online, and requires minimal documents. Approval was fast, and the amount was credited promptly. The app is simple to use, showing clear EMI details and offering flexible repayment options.
Madhu Sravan
23 April 2024
Taking a personal loan with FatakPay was super easy. Customer support was responsive whenever I had questions. Overall, it’s a reliable and hassle-free choice for a personal loan. Approval was fast and the money reached my account quickly.
Anjali Deshpande
10 July 2025
Understanding the interest rates was easy, and the loan terms were clearly explained. I took a ₹25,000 personal loan for my child’s education. With other lenders, there’s usually a lot of confusion, but FatakPay made everything straightforward. This built my trust in them.
Harshad Mehta
5 August 2025
FatakPay is definitely one of the best apps for loan approvals. The application process is simple, not tricky or time-consuming. The interface is easy to navigate and very user-friendly!
Personal Loan
For All Your
Emergency Needs
Fast. Simple. FatakPay!
Our Financing Partners
FAQs
What is a personal loan?
A personal loan is an unsecured loan provided by lenders for various financial needs, such as medical emergencies, education, travel or debt consolidation. The loan is repaid in fixed monthly instalments (EMIs) over an agreed-upon period, and timely payments can help improve your credit score.
What is the maximum personal loan I can get?
FatakPay, through its partner NBFCs / Banks, offers personal loans of upto ₹5,00,000 (tenor of 6-36 months).
The loan amount offered to you is based on your credit profile and our internal credit assessment.
What is the interest rate and processing fee?
The interest rates are determined based on your credit profile and the loan product selected. It ranges from 12% to 42% per annum. We also charge upfront processing fees at the time of disbursement, and the same is shown transparently.
How long does it take for the loan to get disbursed?
For new customers, once KYC and eNACH are verified, it may take up to 24-36 hours for your loan to get disbursed. For customers who wish to avail our credit facility again – there is a 24-hour cooling off period from the date of last repayment for the disbursement to take place.
What documents do I need to complete KYC?
To complete your KYC with FatakPay, you will need:
- PAN card
- Your Aadhaar number (linked with mobile number for OTP)
- A recent selfie for identity confirmation
- Bank Statements for last 3 months (only in select loan offerings)
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